In order to respond to social concerns, the Information Office of Henan Provincial Government held the 12th press conference on the prevention and control of pneumonia in novel coronavirus, Henan Province at 4 pm on February 19th, introducing the financial policies and measures in our province to cope with the impact of the epidemic and support enterprises to resume work and production, and develop steadily and healthily.
Since February 13th, the number of discharged patients has exceeded the number of confirmed cases.
The epidemic situation in Henan is further improving!
At the press conference, Huang Hongxia, deputy director of the Provincial Health and Wellness Committee, reported the latest epidemic situation: from 0: 00 to 24: 00 on February 18, 2020, there were 5 new confirmed cases of novel coronavirus and 47 new discharged cases. Among the newly confirmed cases, there are 2 cases in Xinyang, 2 cases in Zhengzhou and 1 case in Xuchang. By 24: 00 on February 18th, the province had reported 1262 confirmed cases in novel coronavirus.
Huang Hongxia introduced that since February 4, the number of newly diagnosed cases in our province has shown a downward trend, from the highest point of 109 to 5 cases on the 18 th; Since February 13th, the number of cases cured and discharged every day has exceeded the number of confirmed cases every day, and the epidemic situation has further improved.
14 provincial medical institutions provide counterpart support to 18 provincial cities.
Huang Hongxia said that at present, the epidemic prevention and control work is in a critical period. On the one hand, our province continues to strengthen community management and medical treatment, on the other hand, it guides the resumption of work and production in an orderly manner. In terms of classified management and accurate treatment, our province implements classified management for confirmed patients, and the critically ill patients are transferred to designated hospitals at the municipal level and the critically ill patients are transferred to designated hospitals at the provincial level. By 24: 00 on February 18th, under the premise of ensuring the safety of transportation, more than 50 critically ill and critically ill patients had been transported. Today, all critically ill and critically ill patients in the province will be completely transported. Fourteen provincial medical institutions were sent to support 18 provincial cities, and provincial outstanding experts personally participated in the treatment of local severe patients to prevent serious diseases from turning into critical diseases. The First Affiliated Hospital of Zhengzhou University has taken over the COVID-19 Intensive Care Unit of Xinyang Central Hospital.
Selfless assistance!
Our province supports red blood cells to Wuhan in three batches.
1200 units
In overcoming difficulties and ensuring blood use, Huang Hongxia said that due to the epidemic situation, the collection of unpaid blood donation faces many difficulties, especially in Hubei. The National Health and Wellness Commission launched a nationwide blood supply linkage guarantee mechanism, requiring Henan and Hunan provinces to be responsible for ensuring blood supply in Wuhan. The provincial blood center cooperated with blood stations in various cities to overcome difficulties and give priority to ensuring blood for clinical use in Wuhan. On January 22, February 6 and February 13, respectively, the provincial blood center provided emergency support to Wuhan red blood cells in three batches, with 1200U therapeutic doses of apheresis platelets. At the same time, the blood stations in the province exchanged blood for 97 times, and transferred 860U of red blood cells and 217 therapeutic doses of apheresis platelets to Nanyang, Xinyang and other areas with serious epidemic situation. At present, there are 6587U red blood cells and 235 apheresis platelets in the provincial blood center, which can meet the clinical needs.
In a special period, the general public supported the rescue work with the practical action of donating blood without compensation. Since the Spring Festival, the provincial blood center has received 6,716 unpaid blood donors, collected 8,563 U of whole blood and 4,356 platelets for treatment. On February 18th, Wang, a recovered person from COVID-19, gongyi city, donated plasma at the provincial blood center, which was the first time in our province that a recovered person from COVID-19 donated convalescent plasma. Many recovered people from COVID-19 in our province are willing to donate plasma for the treatment of critically ill patients, which will strongly support the treatment of clinically severe and critically ill patients. We pay high tribute to the citizens who donated blood for free and the recovered people in COVID-19!
Do you need a health certificate to go to work?
Health certificate of Henan Health and Health Commission
The declaration and inquiry system went online on Friday!
At present, many enterprises have resumed their work and production, but it is necessary to prove whether they are healthy, whether they are returning to work or entering the city or the community. Huang Hongxia, deputy director of the Provincial Health and Wellness Committee, introduced that the health certificate declaration and inquiry system of Henan Health and Wellness Committee was launched on Friday!
Huang Hongxia introduced that in terms of epidemic prevention and control, our province has implemented "one person, one certificate, and healthy return to work". On February 18th, the provincial government held a video teleconference on the job security and stable employment of enterprises in response to the COVID-19 epidemic, and the provincial prevention and control headquarters issued the Notice on Doing a Good Job in the Certification Service of Health Declaration in COVID-19 in an Orderly Way (hereinafter referred to as the Notice), requiring all localities to implement the management system of "one person, one certificate" for health declaration. The health certificate declaration and inquiry system developed by the Provincial Health and Wellness Committee is in trial operation and will be officially put into operation this Friday.
Persons returning to work with health declaration certificates,
No need to isolate!
Huang Hongxia introduced that the main contents of the Notice are four points:
First, we must declare in good faith. Returned personnel shall truthfully fill in the history of living in the past 14 days, contact history with confirmed patients and suspected patients in COVID-19 and other important information, and promise to wear masks at work during the epidemic prevention and control period, not to go out after work, and not to attend dinners and parties.
Second, we must organize in an orderly manner. Avoid the great pressure caused by disorderly travel and the risk of infection caused by clustering.
三要如实证明。基层医疗卫生机构要结合个人填报内容，检查体征，问询流行病学史，作出是否适宜出行的意见，并如实出具《集体返岗复工人员健康申报证明》。对弄虚作假的医疗机构和医务人员要严肃溯源追责。
四要加强管理。对持有健康申报证明的返岗复工人员，到达目的地后及时纳入居住地和用工企业管理，无需再进行隔离医学观察。
1月20日至今，
河南银行机构为疫情防控贷款
超160亿
发布会上，省地方金融监管局副局长张云定介绍我省支持企业复工复产、平稳健康发展的金融政策措施相关情况。
张云定介绍，自疫情发生以来，全省金融系统坚决贯彻习近平总书记重要指示批示精神，认真落实党中央、国务院和省委、省政府决策部署，自觉服从服务于全省工作大局，全力做好企业复工复产金融服务工作。我局和人行郑州中心支行、河南银保监局、河南证监局等驻豫金融监管部门相继出台了针对性举措，指导金融机构做好资金投放、业务续作和利企便民服务等工作。各金融机构主动担当，积极作为，加强与地方政府、医疗卫生部门、企业等有关方面对接，创新服务方式，开辟绿色通道，优化业务流程，提高工作效率，降低企业融资成本，切实加大金融支持力度。
According to incomplete statistics, since January 20, the banking institutions in the province have provided credit support for epidemic prevention and control for more than 16 billion yuan, and the loan interest rate does not exceed the benchmark interest rate for the same period. For example, from January 28th to 29th, CDB provided emergency loans of 600 million yuan to ten cities and counties such as Xinyang, Zhoukou, Zhumadian, Shangqiu, Hebi, Puyang, Changyuan, Lankao, Dengzhou and Tongbai, and the China Construction Seventh Bureau Group, which were specially used for the production of medical and health protection products and the construction of specialized hospitals. Financial institutions such as ICBC, Agricultural Bank of China, Zhongyuan Bank, and Rural Credit Cooperatives completed the investigation, docking, approval, and delivery of funds for sanitary materials production enterprises in Changyuan City within one day on January 28, with an amount of more than 700 million yuan to ensure the expansion of production needs of enterprises.
Affected by the epidemic,
What if the enterprise can’t repay the loan as scheduled?
The prevention and control of the epidemic situation is improving, and whether enterprises can resume work and production smoothly is the next key task. At the press conference, Zhang Yunding introduced that in order to implement the deployment of the provincial party committee and the provincial government, the provincial local financial supervision bureau recently joined forces with the People’s Bank of China Zhengzhou Central Sub-branch, Henan Banking Insurance Regulatory Bureau, Henan Securities Regulatory Bureau and other departments to strengthen the financial services for enterprises to resume work from four aspects: policy support and work promotion.
[Practice 1] Refine policies and measures. If it is difficult for enterprises seriously affected by the epidemic to repay their loans when due, the adjustment will not affect the enterprise levy.
Focusing on the implementation of the policies and measures issued by the state and our province to support enterprises to resume work and production, the provincial local financial supervision bureau and other six departments jointly formulated the Financial Policies and Measures to Respond to the Impact of the Epidemic and Support the Stable and Healthy Development of Enterprises on February 13, which refined and clarified the policies of stabilizing loan stock, expanding loan increment, maintaining enterprise credit and reducing financing costs. For example, if it is difficult for enterprises seriously affected by the epidemic to repay their loans at maturity, they can extend or renew their loans in accordance with relevant regulations, and they can submit credit records according to the adjusted repayment arrangements, which will not affect the enterprise’s credit investigation and will not lower the loan risk classification separately; The interest rate for loan renewal and extension shall be appropriately lowered on the basis of the original contract.
[Practice 2] Accurate support, financial institutions in accommodation, catering and other industries are not allowed to blindly lend or cut off loans.
According to the current financing situation of enterprises, the provincial local financial supervision bureau adheres to the problem orientation and implements classified policies for the financing needs of different types of enterprises.
First, the key enterprises for epidemic prevention and control that are included in the special refinancing support of the People’s Bank of China should be guaranteed to make sure that all loans should be made, and the loans should be made quickly, so as to fully guarantee the capital needs of these enterprises.
Second, for the wholesale and retail, accommodation and catering, logistics and transportation, cultural tourism, agriculture and animal husbandry production and circulation industries that are greatly affected by the epidemic, all financial institutions are required not to blindly borrow, cut off or suppress loans, and support the stable and healthy development of enterprises by renewing loans without repayment, extending the period, adjusting the repayment period, lowering the loan interest rate, reducing overdue interest, increasing credit loans and medium and long-term loans.
Third, for the vast number of small and micro enterprises affected by the epidemic, adhere to the general requirements of "increment, expansion, price reduction and quality improvement" and increase financial support to ensure that the comprehensive financing cost of inclusive small and micro enterprise loans in the province will continue to decline on the basis of 2019 in 2020. The increment of inclusive small and micro enterprise loans is not lower than last year, and the growth rate of inclusive small and micro enterprise loans from corporate banking financial institutions such as rural credit cooperatives and city commercial banks is higher than the average growth rate of various loans. Fourth, for listed companies and other enterprises, we will strengthen the accurate service of one enterprise and one policy, and the local government and relevant financial institutions will jointly help and support them.
[Practice 3] Establish a working mechanism, highlight problems and focus on judgment.
In accordance with the requirements of the provincial party committee, the provincial government and the provincial service enterprises’ special class promotion mechanism for resuming work and production, since February 14th, a special working mechanism for resuming work and production of financial service enterprises has been established at the provincial level, led by the provincial local financial supervision bureau and attended by Zhengzhou Central Sub-branch of the People’s Bank of China, Henan Banking Insurance Regulatory Bureau, Henan Securities Regulatory Bureau, Provincial Development and Reform Commission, Finance Department and other departments, regularly combing and analyzing the obstacles and outstanding problems in the policy implementation of various localities and financial institutions, making weekly discussions and making efforts to promote the effectiveness of various policies and measures. At the city and county levels, corresponding mechanisms should be established simultaneously to strengthen the coordination and guarantee of specific funding issues.
[Practice 4] Strengthen the implementation of responsibilities, and financial institutions that have a serious negative impact due to poor work shall be held accountable according to law.
Recently, the Provincial Local Financial Supervision Bureau, together with Zhengzhou Central Branch of the People’s Bank of China and Henan Banking Insurance Regulatory Bureau, made arrangements for the service enterprises of banking financial institutions to resume work and production in batches. All banks are required to set up special classes, specify special personnel, coordinate with each other from top to bottom, adjust and optimize business processes, handle special matters and emergencies, maximize the efficiency of credit supply and minimize the financing costs of enterprises. Financial institutions that are ineffective in their work, improper in their methods, strongly reflected by enterprises, and have caused serious negative impacts shall be held accountable according to the law and regulations.
Henan Banking Insurance Regulatory Bureau:
Fully help small and micro enterprises that encounter difficulties.
In the face of the impact of the epidemic on small and medium-sized enterprises, how can Henan play the role of supervision and guidance and increase financial support for enterprises that have resumed work and production? At the press conference, Yang Jishi, the second inspector of Henan Banking Insurance Regulatory Bureau, answered questions from reporters.
Yang Jishi introduced that as a financial supervision department, the Banking Insurance Regulatory Bureau regards epidemic prevention and control and supporting enterprises, especially small and medium-sized enterprises, to resume work and production as the most important work at present, and actively guides the banking and insurance institutions within its jurisdiction to increase assistance to overcome the difficulties and tide over the difficulties together.
(a) to improve the overall level of small and micro services. Adhere to the goal of "increment, price reduction, quality improvement and expansion" of micro-financial services. In 2020, the increment of inclusive small and micro-enterprise loans from banking financial institutions in the province with a single credit of 10 million yuan or less will not be lower than last year. Corporate banking institutions should realize that the growth rate of inclusive small and micro-enterprise loans is higher than that of various loans, and branch banking institutions should complete the credit plan for inclusive small and micro-enterprises issued by their superiors, and the number of households with loan balances will not be lower than last year. Strive to further reduce the comprehensive loan cost of inclusive small and micro enterprises, and strive to reduce it by 0.5 percentage points this year; Strive to increase the proportion of credit loans, renewal loans and medium and long-term loans in small and micro enterprise loans; Efforts will be made to invest more new loans in small and micro enterprises that obtain loans from banking institutions for the first time, and increase the first loan ratio.
(two) fully support the epidemic prevention enterprises to expand production capacity. Promote banking institutions to closely focus on the needs of epidemic prevention and control, and make every effort to provide financing support for enterprises involved in important areas such as epidemic prevention and control, medical materials, daily necessities production and market circulation and sales. Through the special mechanism, full authorization and active docking, we will reduce financing costs, provide preferential interest rates and quality financial services, and support enterprises to restore production capacity and expand production. Encourage insurance institutions to provide accident, health, old-age care, medical care and other preferential insurance services for staff in the front line of epidemic prevention and control according to their own conditions.
(3) Fully assist small and micro enterprises that encounter difficulties. Promote banking institutions to do a good job in the service docking and demand investigation of small and micro enterprises and individual industrial and commercial households. For small and micro customers who have temporarily encountered difficulties due to the epidemic and still have good development prospects, they will not blindly withdraw loans, cut off loans and pressure loans, and actively help them by adjusting repayment and interest payment arrangements, moderately reducing loan interest rates, and improving the connection of loan renewal, and will not downgrade the loan risk classification solely due to the epidemic factors. We will increase the expansion of corporate property insurance, safety production liability insurance, export credit insurance and other businesses to provide more protection for the production and operation of small and micro enterprises.
(4) Fully serving the affected enterprises to resume work and production. Guide banking institutions to actively connect with each other, grasp enterprise information in time, optimize the credit process, reasonably extend the loan term, effectively reduce fees and interest rates, and support enterprises affected by the epidemic to resume production and operation in an orderly and efficient manner. Focusing on the major strategies of the country and Henan Province, support projects that have an important driving role in regional economic development. Increase manufacturing loans and strengthen supply chain financial services. Encourage insurance institutions to support enterprises seriously affected by the epidemic to tide over temporary difficulties by reducing fees and making profits and appropriately delaying the time of premium payment.
riverSouth industrial and commercial bank said:
These personnel loans overdue, after verification, did not affect the credit information.
The epidemic situation has aggravated the financing and operation difficulties of enterprises. As a large bank, what specific measures does ICBC have to support enterprises to tide over the difficulties? At the press conference, Li Lighting, vice president of ICBC Henan Branch, answered a reporter’s question.
Li Lighting introduced that since the outbreak of the COVID-19 epidemic, the Henan Branch of the Industrial and Commercial Bank of China has set up a special group for credit support for key enterprises in epidemic prevention and control, headed by the governor of the provincial bank, and set up a "1+4" special class to help enterprises resume work and production, and promote stable and healthy economic and social development. In response to the impact of the epidemic, the "nine efforts" hard-core measures were taken to help enterprises tide over the difficulties.
First, focus on the front command. The bank presidents at all levels are personally responsible for the financing business and promote it door by door to improve the decision-making level. Adhere to the principle of "every household must implement it when it reaches a designated person", provide key enterprises with account managers to help enterprises, and provide personal and efficient financial services.
The second is to focus on ensuring scale. Customers who are included in the list of key anti-epidemic enterprises will take the initiative to connect, give priority to protection, and make full use of loans to ensure adequate supply of materials procurement, production and operation funds.
The third is to focus on improving efficiency. Adhere to special affairs, establish green channels and simplify processes. On January 28th (the fourth day of Lunar New Year’s Day), a sanitary material production enterprise in Xinxiang completed the declaration, approval and putting in place of 100 million yuan of pure credit anti-epidemic loan funds in five hours.
The fourth is to focus on supporting key projects. Actively support the construction of key government projects, start construction of a number of major infrastructure and people’s livelihood projects, actively connect with comprehensive financial services, provide ICBC solutions, and stimulate economic growth. Since February, loans of 1.8 billion yuan have been granted to 19 key enterprises and projects.
Fifth, efforts should be made to improve services in inclusive finance. We will formulate differentiated microfinance service plans, provide innovative online financing products such as "anti-epidemic loans", "medical insurance loans" and "employment loans", and increase the credit line of fast loans for key epidemic prevention and control enterprises to 10 million yuan.
Sixth, focus on helping enterprises solve problems. Enterprises in the retail, catering, civil aviation, railway and other industries that are greatly affected by the epidemic will not blindly draw, cut off or suppress loans. According to the actual situation, reasonably provide services such as loan renewal, extension and repayment adjustment, so as to relieve the problem of repayment continuity of enterprises.
Seventh, focus on reducing financing costs. The loan interest rate for enterprises listed nationwide in the fight against the epidemic does not exceed 3.15%; For the list of enterprises in the province and related anti-epidemic enterprises, corresponding interest rate concessions are also provided; For small and micro enterprises seriously affected by the epidemic, the interest rate will be appropriately lowered without charging any extra fees to reduce the burden on enterprises.
Eight is to focus on stabilizing corporate confidence. For enterprises that are temporarily in difficulties due to the epidemic, as long as they operate normally, they will not simply take drastic measures such as judicial proceedings and asset seizure under the conditions of extension, renewal of loans and adjustment of repayment. If the procedures are temporarily incomplete due to the epidemic situation, no penalty interest will be charged, and the quality classification level will not be lowered to stabilize market expectations and enterprise confidence.
Nine is to focus on protecting customer rights and interests. For the loans of medical staff, staff, confirmed patients and suspected persons and their spouses who participated in the epidemic prevention and control, due to special circumstances, they are not repaid on time. After verification, they may not be included in the breach of contract and will not affect the credit information. Small and micro enterprises and individual industrial and commercial households that have temporarily lost their sources of income due to the epidemic can adjust the repayment arrangements and reasonably postpone the repayment period.
Listed companies are affected by the epidemic.
Henan: 81 listed companies have resumed work in 75.
Affected by the epidemic, some listed companies have also encountered certain difficulties. How to promote the stable and healthy development of these enterprises is a concern of everyone. How does Henan consider it? At the meeting, Zhang Zhi, deputy director of Henan Securities Regulatory Bureau, answered questions from reporters.
Zhang Zhi introduced that since the outbreak of the epidemic, the Henan Securities Regulatory Bureau has been "holding both hands", paying attention to the situation of listed companies affected by the epidemic and issuing various policies. With the implementation of various policies, at present, 75 of 81 listed companies in Henan have resumed work, of which more than 70% companies have resumed work and the recovery rate has exceeded 50%.
In the next step, in view of the difficulties encountered by listed companies in Henan affected by the epidemic, Henan Securities Regulatory Bureau will base itself on the overall situation of stable economic and social development, continue to promote the function and role of the capital market in accordance with the decision-making arrangements for epidemic prevention and control in the province, support the high-quality development of listed companies, and make more contributions to resolutely winning the epidemic prevention and control war. Focus on the following work:
First, continue to promote enterprises to resume work and production smoothly. Work together with relevant departments to jointly implement the policies issued by the state and our province to support enterprises to tide over difficulties and develop steadily.
Second, we will continue to do a good job in preventing and resolving risks such as equity pledge and bond redemption. Continue to do a good job in risk investigation and monitoring, strengthen communication and cooperation in financial supervision, supervise various financial institutions to implement the spirit of risk prevention and control, and effectively and orderly resolve major risks.
Third, continue to guide enterprises in the jurisdiction to actively connect with the capital market. At present, there are 42 enterprises in the province that are under trial and counseling to be listed, which is the most in recent years. There are also 10 listed companies carrying out mergers and acquisitions and equity refinancing, involving an amount of 18.397 billion yuan. It is necessary to support enterprises to make good use of the capital market opportunities such as the reform of registration system, the revision of refinancing system, and the reform of the New Third Board to comprehensively deepen reform policies, as well as to fight against the green channel of epidemic financing, accelerate the docking of the capital market, and promote high-quality development through initial public offering, mergers and acquisitions, refinancing, bond financing, and private equity investment.
