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On July 31, Russian Siberian News Network, European Times German Network, German-Chinese Report website, Spanish Radio International website, Italian RADIOWE website (facebook, twitter), Portuguese Lisbon Rainbow FM website (facebook), Universal Iberian APP, Brazil Rio Headline China Radio Website (facebook), Brazil Sao Paulo World China Radio Website (facebook), Indian Daily Morning News website, Turkish Economic Observation Network, Radio Elshinta Indonesian website, Czech Today Information website, Tanzanian African Media Group facebook account, UAE Ain News Network, Cambodian media freshnews website, American Global Oriental Company official website, Chinese PT portal, Chinese headline APP, Portuguese news APP(facebook, twitter), Many overseas media such as Nordic Times website, European Union Chinese website, West Africa online website, Africa Times website, Europe-China United Times website, Greek China website, Japanese Chinese business website and so on have forwarded them one after another. On August 1st, Hong Kong Ta Kung Pao and Indonesia International Daily also published this article. The main reports are as follows:
In response to the recent unilateral accusation by the United States that China manipulated the RMB exchange rate, Maurice &bull, chief economist of the International Monetary Fund (IMF); Obst Feld recently told the American media: "We don’t have any evidence that China manipulates the currency."
In fact, "China’s exchange rate manipulation theory" is an old saying of the United States, which lacks objective basis and even goes against the direction of RMB exchange rate market-oriented reform. As Geng Shuang, a spokesman for the Ministry of Foreign Affairs of China, said, the RMB exchange rate is mainly determined by market supply and demand, and it fluctuates in both directions. China has no intention to stimulate exports through competitive devaluation of the currency.
According to the definition of IMF, "exchange rate manipulation" refers to a country’s long-term, large-scale and one-way intervention in its own exchange rate, which leads to the exchange rate being beneficial to its own trade and thus gaining illegitimate interests in trade.

Analysts pointed out that there are three main reasons why China has no motivation and necessity to manipulate the exchange rate to stimulate exports:
First, domestic consumption has become the dominant force in China’s economic growth. With the continuous upgrading of domestic production and household consumption, mid-to-high-end consumption will accelerate the economic transformation led by modern service industry, and the leading role of consumption in China’s economy will be further enhanced. There is no need for China to stimulate exports by intervening in the RMB exchange rate.
Second, opening wider to the outside world will provide solid support for RMB assets. With the deepening of opening up and the promotion of RMB internationalization, RMB assets are increasingly favored by overseas institutions.
Third, it is not worth the loss to intervene in RMB depreciation. Since the beginning of this year, China has launched a series of measures to further deepen its opening up and expand its imports. If it intervenes in RMB depreciation at this time, it will definitely increase the import cost, not to mention that the import growth rate of China’s goods trade is far higher than the export growth rate. Under this background, it is undoubtedly not worth the loss to adopt RMB depreciation strategy.
So, how should we view the recent fluctuation of RMB exchange rate?
First of all, it is related to the rising global risk aversion. The Trump administration’s trade protectionism has stimulated global risk aversion, affected the entire foreign exchange market, brought about repeated fluctuations in US stocks, increased market uncertainty, and continued decline in commodity prices. Recently, the RMB exchange rate fluctuated, which is more of an emotional performance of the market.
Second, it is related to the strength of the US dollar index. Judging from the situation in the first half of the year, the US dollar index rose by 2.45% as a whole, but in the same period, the central parity of RMB against the US dollar was only lowered by 1.67%, which was much lower than the increase of the US dollar index. Therefore, the fluctuation of RMB is a spontaneous "compensation and correction" behavior of the market under the warming of risk aversion.
Third, it is related to the Fed’s interest rate hike. Since April, the RMB has depreciated by more than 8% against the US dollar. During this period, US monetary policy is in the process of raising interest rates and shrinking its balance sheet. The Federal Reserve raised interest rates twice in March and June, and increased the number of interest rate hikes this year from three to four, and at the same time, cooperated with corresponding measures to shrink the table to recover liquidity. The Bank of China adheres to a prudent and neutral monetary policy, foreseeing pre-adjustment and fine-adjustment, and manages the general gate of money supply. To a certain extent, this round of RMB exchange rate fluctuation is a market behavior caused by the differentiation of monetary policies between China and the United States, and there is no intervention component.
As some analysts have pointed out, the recent fluctuation of RMB exchange rate has not exceeded the reasonable range, and the RMB is still relatively strong in the global currency. The two-way fluctuation of exchange rate is the result of market action. With China’s economy running well and foreign exchange supply and demand in balance, the RMB exchange rate is completely stable at a reasonable and balanced level at present and in the future. There is absolutely no need for China to interfere with the trend of RMB exchange rate.
A number of overseas media forwarded "International Sharp Review" articles:

Russian Siberian News Network forwarded on July 31, 2018
"European Times" German website forwarded on July 31, 2018

Italian RADIOWE website (facebook, Twitter) forwarded on July 31, 2018.

Portugal Lisbon Rainbow FM website (Facebook) forwarded on July 31, 2018.

Forward on July 31, 2018 by the website of Brazil’s Rio headlines (Facebook)

Turkish Economic Observer Network forwarded on July 31, 2018

India’s "Daily Morning News" website was forwarded on July 31, 2018

The Indonesian website of Radio Elshinta was forwarded on July 31, 2018.

Cambodian media freshnews website forwarded on July 31, 2018

Portuguese news APP(facebook, Twitter) forwarded on July 31, 2018.

Hong Kong Ta Kung Pao was published on August 1, 2018.

Indonesia’s International Daily was published on August 1, 2018.
Cctv newsAccording to the website of China Banking and Insurance Regulatory Commission, China on July 7th, in recent years, the credit card business of China’s banking financial institutions has developed rapidly, which has played an important role in facilitating people’s payment and daily consumption. However, in recent years, some banking financial institutions have extensive credit card business philosophy, weak service awareness, inadequate risk management and control, and there are behaviors that harm the interests of customers. In order to promote the banking financial institutions to implement the new development concept, firmly establish the people-centered development idea, improve the quality and efficiency of credit card services to benefit the people and facilitate the people, effectively protect the legitimate rights and interests of financial consumers, and better support scientific and rational consumption with high-quality development, the People’s Bank of China Banking and Insurance Regulatory Commission and China recently issued the Notice on Further Promoting the Standardized and Healthy Development of Credit Card Business (hereinafter referred to as the Notice).
The Notice consists of eight chapters and thirty-nine articles, which are divided into strengthening the management of credit card business, strictly regulating the marketing behavior of card issuance, strictly controlling credit management and risk management, strictly controlling the flow of funds, comprehensively strengthening the standardized management of credit card installment business, strictly managing cooperative institutions, strengthening the protection of consumers’ legitimate rights and interests, and strengthening the supervision and management of credit card business. The main contents are:
The first is to standardize the collection of credit card interest fees. Some banking financial institutions have some problems, such as unclear disclosure of interest and fee levels, one-sided promotion of low interest rates and low rates, charging interest in disguised form in the name of handling fees, blurring the actual use cost, unreasonably setting too low a starting point for bill installment, and implementing automatic installment without customers’ independent confirmation, which makes it difficult for customers to judge the use cost of funds and even increase their interest and fee burden. The Circular requires banking financial institutions to effectively improve the standardization and transparency of credit card interest and fee management, strictly fulfill the obligation to explain interest and fee in the contract, show the highest annualized interest rate level in an obvious way, and continue to take effective measures to reduce the burden of customer interest and fee, and actively promote the reasonable decline of credit card interest and fee level. For credit card installment business, banking financial institutions are required to specify the minimum starting amount and the maximum amount, and uniformly display the cost of using funds for installment business in the form of interest, and shall not induce excessive use to increase customer interest fees by installment.
The second is to effectively strengthen the protection of consumer rights and interests. At present, consumer complaints in the credit card field mainly focus on nonstandard marketing propaganda, poor complaints, improper collection of customer information, improper collection and so on. Focusing on the outstanding problems reflected by the complaints from the masses, the Notice makes targeted regulations, requiring banking financial institutions: they must strictly state the legal risks and legal responsibilities involved in credit cards, and must not conduct fraudulent and false propaganda; Implement unified qualification identification for the bank’s credit card marketers, distribute certificates and show them to customers in advance. Complaints channels must be strictly announced to customers, and sufficient resources such as post personnel should be provided according to the number of complaints. We must strictly implement customer data security management and collect customer information through our own channels. The collection behavior must be strictly regulated, and the third party unrelated to the debt must not be collected.
The third is to change the extensive development model. Some banking financial institutions have unscientific business philosophy, blindly pursue scale effect and market share, and the situation of excessive card issuance and repeated card issuance is prominent, and the credit management and control are not prudent, which leads to disorderly competition, waste of resources and excessive credit granting. The Circular requires banking financial institutions not to use the number of cards issued and the number of customers as single or main assessment indicators, and banking financial institutions with a long-term sleep card rate of over 20% are not allowed to issue new cards. Reasonably set the upper limit of the total credit line of a single customer’s credit card. When approving and adjusting the credit line, the credit line accumulated by customers from other institutions shall be deducted.
The fourth is to standardize the management of external cooperation behavior. Some banking financial institutions have some problems, such as nonstandard credit card business cooperation behavior, inadequate management and control, and unclear boundary between rights and responsibilities of both parties. The Circular requires the headquarters of banking financial institutions to implement a unified list management of cooperative institutions, strictly manage the examination and approval standards and procedures, and not to carry out the core business links of credit cards through the Internet platform controlled by cooperative institutions. The credit card issuance and credit balance realized through a single cooperative institution should meet the concentration index limit. For the co-branded card business, the Notice prohibits banking financial institutions from exercising credit card business responsibilities directly or in disguised form by joint entities. The business scope of co-branded card cooperation is limited to the promotion and promotion of joint entities and the provision of rights and interests services in their main business areas.
The fifth is to further promote the convenience of credit card online services. The Notice encourages qualified banking financial institutions to actively adapt to the economic development and the upgrading of consumers’ financial needs, explore and develop online credit card business and other model innovations through pilot methods in accordance with the principles of controllable risks, safety and order, stimulate and shape new development dynamics, enrich credit card service functions and product supply, and continuously enhance people’s sense of acquisition, convenience and security in handling cards.
In the next step, China Banking and Insurance Regulatory Commission and the People’s Bank of China will urge banking financial institutions to seriously implement the requirements of the Notice, so as to promote the credit card industry to develop with high quality and better support scientific and rational consumption.
Notice of the People’s Bank of China, China Banking and Insurance Regulatory Commission, China on Further Promoting the Standardized and Healthy Development of Credit Card Business
Yin Bao Jian Gui [2022] No.13
All banking and insurance regulatory bureaus, Shanghai headquarters of China People’s Bank, branches, business management departments, city center branches of provincial capitals, sub-provincial city center branches, major banks, joint-stock banks, foreign-funded banks, non-bank payment institutions, China UnionPay Co., Ltd., Netlink Clearing Co., Ltd. and China Unicom (Hangzhou) Technical Service Co., Ltd.:
In order to standardize the business behavior of credit card business, implement the management responsibilities of banking financial institutions and their cooperative institutions, improve the quality and efficiency of credit card services, protect the legitimate rights and interests of financial consumers, adhere to the people-centered development idea, promote the high-quality development of credit card business and better support scientific and rational consumption, the relevant matters are hereby notified as follows:
First, strengthen the management of credit card business
(1) A banking financial institution shall formulate a prudent and steady credit card development strategy, which shall be reviewed and approved by its board of directors or senior management, and be continuously and effectively implemented and regularly evaluated and improved. Banking financial institutions shall reasonably formulate the annual management objectives and plans of credit cards in strict accordance with the development strategy.
(2) Banking financial institutions shall establish a scientific and reasonable credit card business performance evaluation index system and salary payment mechanism. The weight of compliance management indicators and risk management indicators should be significantly higher than other indicators. Banking financial institutions shall regularly assess and determine the positions and personnel scope that have an important impact on the credit card business risks, and implement strict management of deferred payment, recourse and deduction of performance pay.
(3) Banking financial institutions shall strictly implement the credit card asset quality classification standards and identification procedures to comprehensively, accurately and timely reflect the asset risk status. Strengthen the analysis of asset quality migration trend, set risk early warning indicators, continuously and effectively identify, measure, monitor, warn, prevent and dispose of risks, accurately grasp the scale and structure of non-performing assets, and timely dispose and write off them according to procedures.
(4) Banking financial institutions shall strictly implement the employee behavior management of credit card business, carry out continuous supervision and regular investigation, implement the whole process supervision of the business behaviors of important positions and key personnel, establish and improve the accountability and recording mechanism for illegal behaviors, and effectively monitor, identify, warn and prevent illegal behaviors of credit card business employees.
(5) Banking financial institutions shall strengthen compliance training and consumer rights protection training for their employees engaged in credit card business, and the total training time per person per year shall not be less than 30 hours.
Second, strictly regulate the marketing behavior of issuing cards.
(6) Banking financial institutions shall not directly or indirectly take the number of cards issued, the number of customers, market share or market ranking as single or main assessment indicators.
Banking financial institutions should continue to take effective measures to prevent risks such as fraudulent card handling and excessive card handling. Set the maximum number of cards issued by the institution for a single customer. Strengthen the dynamic monitoring and management of sleep credit cards and strictly control the proportion. The number of long-term sleep credit cards that have not been actively traded by customers for more than 18 consecutive months and the current overdraft balance and overpayment are zero shall not exceed 20% of the total number of cards issued by the institution at any time, except for credit cards with additional policy functions issued by banking financial institutions as required by policies and regulations. Banking financial institutions exceeding this ratio may not issue new cards. China Banking and Insurance Regulatory Commission can dynamically reduce the proportion limit standard of long-term sleep credit cards according to regulatory needs.
Banking financial institutions should respect the true wishes of customers when binding payment accounts and other accounts for credit cards, and provide unbinding services with the same convenience. If a customer applies for cancellation of a card, it shall complete the processing in time after confirming that there is no outstanding payment.
(seven) banking financial institutions to carry out credit card business should strengthen marketing publicity and management. When concluding a credit card contract with a customer, you should strictly fulfill the obligation of prompting or explaining the terms such as charging interest, compound interest, fees, liquidated damages and the contents of risk disclosure. Show customers the highest annualized interest rate level and the legal risks and liabilities involved in using credit cards in an obvious way to ensure that customers pay attention to and understand the terms. It shall actively inform customers of the consultation and complaint acceptance channels of the institution, as well as the credit card articles of association, the application form for credit card business signed by customers, and the inquiry channels of relevant contracts (agreements), and notify customers of repayment notice, overdue information reporting and other matters in the way agreed in the contract. When opening the online payment function of credit card for customers, we should fully fulfill the obligation of informing in advance, reach an agreement with customers on the terms of online payment, and obtain the customer’s confirmation and consent on the opening.
(8) Banking financial institutions shall actively take audio and video recording or other effective measures to completely and objectively record and save important information such as risk disclosure and information disclosure in key links such as identity verification of credit card customers and willingness to apply for a card, so as to ensure that the recorded information is comprehensive, accurate, tamper-proof and traceable, and can meet the requirements of supervision and inspection by financial management departments and investigation and evidence collection by judicial organs in China. The recorded information shall at least include: the valid identification materials of the credit card applicant, the financial status related to the credit card application, credit records, publicity and sales texts, credit card articles of association, signed contract (agreement), important tips and confirmation information, etc. The recorded information shall be kept for at least 5 years from the end of the client’s business duration.
(9) No person may engage in the credit card issuance marketing activities of a banking financial institution without the internal unified qualification certification. Banking financial institutions shall provide information inquiry methods for credit card marketers at their business outlets and electronic channels. Credit card marketers should present their work certificates containing the identity of the card issuer and personal work information to customers in advance, and inform customers of the information inquiry methods of credit card marketers.
(ten) banking financial institutions should implement strict management of credit card marketing behavior. Do not promise to issue cards or promise to give high credit; No fraud or false propaganda; Credit cards shall not be marketed by default check or forced bundling.
Third, strict credit management and risk control
(11) Banking financial institutions shall strengthen the credit review of credit card customers, understand and analyze the credit status of customers through legal channels such as the basic database of financial credit information, implement necessary multi-dimensional cross-verification, independently review and judge the identity of customers and identify the authenticity, completeness and timeliness of application materials. Customers who have multiple debt records in different institutions after investigation should be strictly examined to strictly guard against the risk of multi-head lending.
(12) A banking financial institution shall reasonably set the upper limit of the total credit line of a single customer according to the customer’s credit status, income status and financial status, and include the customer in all credit lines of the institution for unified management. Within the total credit line of credit card, the credit line of cash advance business shall not exceed the credit line of non-cash advance business. When issuing student credit cards, banking financial institutions shall implement the second repayment source in advance.
Banking financial institutions shall conduct full due diligence on a single customer and conduct consolidated management on all credit card credit lines of the customer in other institutions. In the process of credit approval and credit line increase (including temporary credit line increase), the accumulated credit lines obtained by other institutions should be deducted from the total credit line of the customer’s own credit card, and the situation of new card-issuing customers of this institution applying for credit cards in other institutions at the same time should be monitored and the corresponding credit line reduction should be implemented.
(13) Banking financial institutions shall implement strict and prudent dynamic management of credit line of credit card, and re-evaluate, calculate and determine the credit line of credit card customers at least once a year. For customers whose risk situation has deteriorated, monitoring and analysis should be strengthened, and measures such as reducing the credit line should be taken in time. If the customer’s credit line is raised, it shall be re-examined and approved, and the credit line shall not be raised without the customer’s consent. Banking financial institutions shall strictly set the approval authority for raising the credit line, and reasonably set the range, frequency, time interval and validity period of the temporary increase of the credit line.
(14) Banking financial institutions shall establish and improve the whole process management mechanism of credit card risk model development, testing, evaluation, application, monitoring, correction, optimization and withdrawal, ensure that the risk model development and evaluation links are independent of each other, and re-evaluate the risk model at least once a year and update and optimize it in time. When using the credit card-related risk models assisted by cooperative institutions, the principles of interpretability, verifiability, transparency and fairness shall be followed, and the risk model management responsibilities shall not be outsourced. The board of directors and senior management of banking financial institutions should understand the role and limitations of credit card-related risk models.
Fourth, strictly control the flow of funds
(15) Banking financial institutions shall take effective measures to timely and accurately monitor and control the actual use of credit card funds. Credit card funds shall not be used for repayment of loans, investment and other fields, and it is strictly forbidden to flow into areas restricted or prohibited by policies.
(16) Banking financial institutions, acquiring institutions and clearing institutions shall establish and improve the monitoring, analysis and interception mechanisms for abnormal card use behaviors such as cashing and swiping, and illegal fund transactions, take control measures for suspicious credit cards and suspicious transactions according to law, continuously and effectively prevent the risks of cashing and fraud, and prevent credit cards from being used for illegal and criminal activities. Record and save credit card transactions and other information completely according to law, and continuously meet the requirements of supervision and inspection by financial management departments and investigation and evidence collection by judicial organs in China.
(17) The acquiring institution shall accurately identify the transaction information in accordance with the requirements of relevant laws, regulations and rules, send it to the clearing institution completely and transmit it to the card-issuing banking financial institution, so as to facilitate the card-issuing banking financial institution to identify and judge risks and ensure the security of credit card transactions. Banking financial institutions shall display the trading information to customers completely and accurately according to the available trading information. If the received trading information does not meet the relevant provisions, they shall carefully evaluate and take necessary risk prevention measures. The clearing institution shall formulate and improve the rules for inter-agency payment business messages in accordance with regulations, and take necessary measures against member institutions that fail to report, misreport or falsify transaction information. Transaction information includes, but is not limited to, transaction time, transaction country, domestic and overseas transaction identification, trading places (including the name of online trading platform), transaction amount, transaction type, merchant name and category and other necessary information that truly reflects the transaction scenario. Personal sensitive information shall be protected by desensitization and other means.
Five, comprehensively strengthen the standardized management of credit card installment business.
(eighteen) banking financial institutions should strictly regulate the management of credit card installment business. To handle installment business for customers, we should set up independent application, approval and other links in advance, fully disclose the nature of installment business, handling procedures, potential risks and liability for breach of contract in a concise and easy-to-understand way, and confirm the knowledge by customers in a legally effective way. A separate contract (agreement) shall be signed with the customer for each installment business, and it shall not be confused with or bundled with other credit card business contracts (agreements). If the credit card installment funds need to be transferred to the customer’s own account, it shall be transferred to his own bank settlement account except the credit card, and the amount and term shall be managed according to the cash advance business.
(19) Banking financial institutions shall not re-stage the fund balance that has been staged, except for the personalized installment repayment agreement stipulated in the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks (Order No.2 of China Banking Regulatory Commission in 2011). No minimum repayment service shall be provided for installment business. Do not only provide or check the option of charging full installment interest at one time by default.
(20) Banking financial institutions shall carefully set the amount and term of credit card overdraft by installment, and specify the minimum starting amount and the maximum amount of installment business. The term of installment business shall not exceed 5 years. If the customer really needs to apply for installment repayment for the cash advance business, the amount shall not exceed RMB 50,000 or the equivalent in a freely convertible currency, and the term shall not exceed 2 years.
(21) Banking financial institutions shall display all interest items, annualized interest rate levels and interest rate calculation methods that may be generated by installment business in an obvious way on the home page of installment business contract (agreement) and business handling page. When showing customers the cost of using the funds collected by installment business, interest shall be uniformly used, and the corresponding interest-bearing rules shall be defined, and no handling fees shall be used, unless otherwise stipulated by laws and regulations.
(22) If the customer settles the credit card installment business in advance, the banking financial institution shall charge interest according to the actual amount of funds occupied and the term, and charge fees according to the provisions of laws and regulations and the contract with the customer.
Sixth, strict management of cooperative institutions
(23) When conducting credit card business cooperation, banking financial institutions shall earnestly implement the main responsibility of business compliance review, and strengthen cooperation with cooperative institutions in employee compliance and consumer protection training. The credit card business management department of the head office or the headquarters of the credit card franchise institution shall formulate clear entry and exit standards and management approval procedures for the cooperative institutions, and implement list management. A written cooperation contract shall be signed with the cooperative institution to clearly stipulate the rights and responsibilities of both parties. If it is found that the cooperative institution provides unfair and unreasonable cooperation conditions or services, or fails to fulfill the obligation of transaction information transmission as agreed, it shall refuse to cooperate or terminate the cooperation according to the contract. The cooperative institutions mentioned in this Notice include, but are not limited to, various institutions that cooperate in credit card advertising promotion, payment and settlement, information technology, value-added services and collection.
(24) Banking financial institutions shall accept business links such as credit card application, customer information collection, identity verification, card issuance review and contract (agreement) signing through self-operated channels, and shall not implement them through internet platforms, pages or other electronic channels managed and controlled by cooperative institutions to ensure clear and accurate creditor-debtor relationship. Inquiries about the bill amount or the repayment amount through the channels managed and controlled by the cooperative organization shall obtain the separate consent of the customer and take necessary measures to ensure the personal information security of the customer. For consumers who apply for credit cards by transferring to the self-operated network platform of their own institutions through other cooperative institutions, the cooperative institutions shall be required to make special tips on the difference between the ownership subjects of the channels and places.
(25) If a banking financial institution obtains a credit card application through a single cooperative institution or a plurality of cooperative institutions with related relationships, the total number of approved credit cards issued shall not exceed 25% of the total number of credit cards issued by the institution, and the total credit line shall not exceed 15% of the total credit line of the institution. Except as otherwise provided by laws and regulations.
(26) Banking financial institutions shall assume the main responsibility for the operation and management of their co-branded cards, ensure that both parties to the co-branded cards present their own brands equally in all credit card-related business links, and shall not directly or in disguised form exercise banking duties on behalf of the co-branded units or substitute the brand of the co-branded units for the bank brand. We should continue to strengthen the analysis and monitoring of the business risk, reputation risk and other adverse effects of the joint venture, and strictly prevent the risk from being transmitted to this institution. Except for obtaining separate authorization from customers through the self-operated channels of the institution, it is not allowed to send back information unrelated to the rights and interests of the main business areas provided by the joint venture. It is not allowed to carry out business beyond the business area restrictions by issuing joint-name cards or through the channels of joint-name units. Strengthen cooperation with bank card clearing institutions, and establish and improve the business rules for issuing co-branded cards.
(twenty-seven) banking financial institutions should carefully and fully evaluate the matching degree between joint units and credit card product positioning. The joint unit shall be a non-financial institution that provides credit card customers with rights and interests services in their main business areas. Banking financial institutions shall not cooperate with financial institutions, non-bank payment institutions and local financial organizations to issue co-branded cards, except as otherwise provided by China Banking and Insurance Regulatory Commission.
(twenty-eight) the business scope of banking financial institutions to carry out joint card cooperation shall be limited to the promotion and promotion of joint units and the provision of rights and services in their main business areas. Where a joint venture provides data analysis, technical support, collection and other services, it shall sign a special contract separately, and stipulate the rights and responsibilities of both parties according to the principle of matching income and risk, and different cooperation content categories shall not be confused and cross-bound.
(29) If a joint unit directly or in disguised form participates in the credit card revenue or profit sharing in the co-branded card business cooperation, or improperly links the charging standard with the credit card overdraft amount and other indicators, the banking financial institution shall stop co-branded card cooperation with it.
(30) Banking financial institutions shall implement the main responsibility of collection management, strictly formulate and implement management systems such as audit inspection and complaint handling of collection business, standardize collection behavior, and shall not provide or disclose customer arrears information in violation of laws and regulations, and shall not collect debts from third parties unrelated to debts. Continuously strengthen the collection capacity building of this institution and reduce the dependence on outsourcing collection. Strengthen the management of outsourcing collection agencies. Banking financial institutions shall, at least in their official channels, uniformly disclose the name and contact information of entrusted collection agencies.
Vii. strengthening the protection of consumers’ legitimate rights and interests
(31) Banking financial institutions shall establish a review system and working mechanism for the protection of consumers’ rights and interests, and incorporate them into the credit card business risk management and internal control system. Regularly and strictly review credit card format contracts to avoid clauses and contents that infringe on consumers’ legitimate rights and interests.
(32) Banking financial institutions shall properly handle risk events and customer complaints in accordance with the principles of territorial management, graded responsibility and timely local settlement. Banking financial institutions shall be equipped with sufficient post personnel according to their business scale, business development trend and number of complaints, and ensure that they can fully obtain the authority and resources required for performing their duties.
(33) Under the premise of complying with laws and effectively covering risks, banking financial institutions should scientifically and reasonably determine the level of credit card interest fees according to the principle of marketization, effectively improve the quality and efficiency of services, and continue to take effective measures to reduce the burden of customer interest fees.
(34) Banking financial institutions shall strictly implement data security, personal information protection and other relevant laws and regulations and relevant provisions on credit management, follow the principle of "legality, justness and necessity", and clearly stipulate in the cooperation contract the purpose, manner and scope of the use of customer information by both parties, customer information confidentiality responsibilities and obligations, and effective measures to prevent and control the risk of customer information disclosure. It is not allowed to cooperate with institutions that conduct data processing in violation of laws and regulations.
Eight, strengthen the supervision and management of credit card business.
(35) China Banking and Insurance Regulatory Commission and its dispatched offices, the People’s Bank of China and its branches shall, in accordance with their statutory duties, strengthen the risk identification, monitoring, early warning, prevention and control and disposal of credit card business, and continuously strengthen the extended monitoring and standardization of various business activities related to credit card business. In violation of the provisions of this notice, it shall be ordered to make corrections within a time limit, and take relevant regulatory measures or impose administrative penalties according to the Banking Supervision Law of the People’s Republic of China, the People’s Bank of China Law of the People’s Republic of China and other laws, administrative regulations and relevant provisions.
(36) The Banking Insurance Regulatory Commission, in consultation with the People’s Bank of China, will promote innovation in the credit card industry in accordance with the principles of risk control, safety and order, and explore innovative modes such as online credit card business through pilot projects.
(37) China Banking Association and China Payment and Clearing Association shall give full play to the self-discipline function of the industry, continuously improve the self-discipline rules and risk evaluation system of credit card business, and strengthen self-discipline punishment and notification.
(thirty-eight) this notice shall come into force as of the date of promulgation. The transition period is 2 years from the date of implementation of this notice. If the stock business does not meet the requirements of this notice, it shall complete the rectification within the transition period, and complete the business process and system transformation in accordance with the requirements of this notice within 6 months. The new business after transformation shall meet the requirements of this notice.
(thirty-nine) this notice shall be interpreted by China Banking and Insurance Regulatory Commission in conjunction with the People’s Bank of China.
People’s Bank of China, China Banking and Insurance Regulatory Commission, China
July 7, 2022
CCTV News:On October 20th, due to overwork, Zhang Xin, a first-class hero model of the national public security system and a criminal investigation expert of the Ministry of Public Security, died unfortunately. He was only 58 years old this year.

source map
If you don’t know Zhang Xin, you may have heard of the "silver serial murder case". The simulated portraits of the three murderers involved were written by Zhang Xin. After more than 30 years as a policeman, he devoted himself to the study of simulated portrait technology. Through simulated portrait and analysis and reasoning, he helped local police to solve more than 800 major criminal cases and created miracles in the investigation of many criminal cases. Therefore, Zhang Xin is also known as the "magic pen and horse" in the criminal investigation field.
It is a very demanding job to restore the appearance of criminal suspects as much as possible by vague language description. In order to be able to draw the portrait closest to the suspect, Zhang Xin not only re-entered the Academy of Fine Arts for further study, but also walked around the streets regardless of commuting time, carefully observed the physical characteristics of all kinds of people and drew hundreds of thousands of sketches of all kinds of people.
Where there’s a will, there’s a way. With the maturity of Zhang Xin’s painting method, the number of cases solved by portraits has increased, and he has gained popularity in Shanghai and even the whole country, and the number of cases attracted by him has gradually increased. Among them is the "silver serial murder case".
Zhang Xin: "In my more than 30 years of working experience, it should be said that this means of committing crimes in this case is quite cruel, and it should be said that it has never been encountered for me. Another is that the time span of his crime is quite long, and the other span involves quite a lot of people. " "When I came into contact with these cases, it was unprecedented in difficulty."
Zhang Xin once said: "If you are strong, you will be strong." The greater the difficulty, the more motivated he will be. Although the time span is long, there are few witnesses, and what the witnesses saw in panic still has some conceptual consciousness. For example, witnesses described the suspect’s appearance as fierce and his smile as neurotic, which was a kind of crafty smile. Zhang Xin also needs to use a brush to express such a description with subjective imagination. He still has to discard the false and keep the true, distinguish which is subjective and which is objective, and consider the psychological feelings of witnesses. Every stroke of his is crucial, because it is providing a basis for the subsequent investigation. Should that sentence, the difference is a mile, and it is a thousand miles away.
Zhang Xin: "We say that different face shapes and different fatness are related to this person’s five senses. That is to say, a fat person like you can’t grow a thin nose, and a thin person can’t grow a fat nose. It is impossible for a narrow eyebrow frame to grow a big eye, so we still have to do it according to this scientific relationship, that is, a scientific law of different facial features and faces. Then that is to say, to discard the false and retain the true is to judge which descriptions are credible and which are subjective through the fat, thin and specific face shapes and widths she describes. "
It took Zhang Xin three days to complete these three portraits. You know, with his current skill, it only takes him ten minutes to an hour to draw a simulation. His time is spent on carving details, even a line on his face, a scar, etc., and even what special expressions will appear on the suspect’s face, which may bring important help to solving the case.
In order to draw a good simulation, he specially taught himself criminal psychology, criminal investigation, preliminary examination, trace inspection and so on. In order to do this job well, he devoted too much heart and energy, and the word responsibility was too heavy in his heart. No one thought that such a hero would leave us so early. While mourning, we also pay tribute to all the people’s policemen who struggled in the front line. I hope you will be safe! I hope this hero, Zhang Xin, has a good journey.
CCTV News:During holidays, congestion is easy to form around the scenic spots. According to traffic big data, there are ten congested scenic spots in the Mid-Autumn Festival of National Day.

Affected by the concentrated demand for holiday travel, during the "Eleventh" period, roads around some scenic spots will be prone to congestion and slow down. According to the traffic big data forecast, the top three scenic spots that are prone to congestion around roads are: Kaifeng City, with a daytime congestion delay index of 2.8, Wuhan Mulan Grassland with a daytime congestion delay index of 2.7, and Shenzhen Dameisha Seaside Park with a daytime congestion delay index of 2.6.
Citizens and tourists who drive by car in Beijing-Tianjin-Hebei region can choose routes such as Baili Landscape Gallery Line, G109 Beijing Section and G108 Beijing Section. Users in go on road trip in the Yangtze River Delta can choose S205 Provincial Highway (Tianhuangping Panshan Highway), Chunyang Line (Qiandao Lake Greenway) and South Anhui Sichuan-Tibet Line; If you choose the go on road trip route in Sichuan, you can choose the Jiuhuang Great Ring Road. The famous scenic spots Jiuzhaigou, Munigou Scenic Area, the First Bay of the Yellow River and Huanglong National Key Scenic Area are all distributed around the national provincial highway.

















Written by Yang Weizhen and proofread by Zou Zhifang: Yang Weizhen Collection, Zhejiang Ancient Books Publishing House, 2017.
Dehui ed. Ji Li Martial Arts School: "Clean Rules and Regulations", Zhongzhou Ancient Books Publishing House, 2011.
Qian Qianyi: A Brief Biography of Poems of Dynasties, Shanghai Ancient Books Publishing House, 1959.Original Pearl Krabs, Dr. Tagai Lilac

Apart from illness, what is the main cause of disability among children and adolescents?
The answer may surprise many people-
According to the report of the World Health Organization, the most important factor that causes illness and disability among teenagers is actually depression.
According to surveys and statistics, about 20% of children and adolescents worldwide have experienced depressive symptoms.
In China, this ratio is also close to the international level.
"Children have nothing to be depressed about? 」
"Don’t worry about food and clothing, what’s not happy? 」
Even if there are more and more news about depression among minors in recent years, many people still can’t accept it. Children are also depressed, and more and more surveys have confirmed that depression among children and adolescents is by no means an individual phenomenon. Its popularity is far beyond our imagination.
One out of every five children has depressive symptoms.
A study published in 2018 showed that the proportion of children and adolescents with depressive symptoms in China was 19.85%, and even reached 23.7% among children and adolescents in the central region.
That is to say, in China, one in every five children may have depressive symptoms.
Moreover, with the increase of age, the proportion of children and adolescents with severe depressive symptoms is also increasing.

Image source: Station Cool Hailuo
According to the National Mental Health Report (2019-2020) issued by the Institute of Psychology of Chinese Academy of Sciences, the detection rate of severe depression is only 1.9% ~ 3.3% among children in grades four to six of primary school, but among children in junior high school, the proportion rises to 7.6% ~ 8.6%.
Among high school children, the detection rate of severe depression is as high as 10.9% ~ 12.5%.

Image source: National Mental Health Report (2019-2020)
The survey also found that compared with primary school children, junior high school and senior high school children have higher average scores of depression and more serious overall depression.
However, along with the high detection rate and high depression level, there are extremely low medical visit rate and obvious delayed treatment.
A survey in the United States found that only 30% of minors with depressive symptoms were receiving treatment.
We didn’t find statistics on the proportion of children and adolescents in China, but in clinic, doctors found that it often takes one or two years from the time when children and adolescents appear symptoms to receiving treatment.
In other words, when the symptoms of depression first appear, it is difficult for children themselves, parents and teachers to realize that this is depression and seek help and medical treatment in time.
To a great extent, this is due to the depressive symptoms of children and adolescents, which are often not so typical.
Second, less typical symptoms of depression:
Rebellion, headache, stomachache
Different from the symptoms of adult depression, children and adolescents often have different manifestations of depression, and these manifestations are often misunderstood as other problems.
The child’s cry for help was ignored either rudely or carelessly.
1. Big temper and adolescent rebellion? No, it may be a symptom of depression.
Some studies have found that, unlike the common depression of adults, depression of minors is accompanied by impulsiveness and irritability, which seem less "depressed".
A follow-up survey of more than 1,400 minors found that 41.3% of the children diagnosed with depression showed irritability.
Moreover, boys seem to express their depression more often by losing their temper-73% of these irritable children are boys.

Image source: Station Cool Hailuo
2. Declining grades and not attending classes well? This may also be a symptom of depression.
Declining academic performance is also a common manifestation of depression in children and adolescents. Depression will affect children’s attention and energy, making it difficult for them to concentrate, doze off, or feel that they don’t understand, leading to a decline in their grades.
Some depressed children will show difficulties in going to school. For example, being late frequently, always failing to bring what you need for school, cut class or refusing to go to school, etc.
Many psychologists have found that depression is the emotional problem most closely related to school difficulties-children with school difficulties usually have obvious depression, and the greater the difficulties, the more serious the depression.
3. Always have a headache and stomachache? This may not be just a physical problem.
Another most common but easily overlooked manifestation of depression is the physical discomfort of children and adolescents.
Because children and adolescents are still in the mental growth stage, their ability to perceive emotions is not perfect. Compared with adults, it is more difficult for them to express emotions accurately and clearly. Therefore, emotions can often be released through physical reactions.
Complaining about physical discomfort is also the most commonly used way for children and adolescents to seek help when they experience depression.
According to the survey, children who come to pediatrics for various pains often have depressive symptoms.

Image source: Station Cool Hailuo
The most common is headache.
The survey found that one-third of children and adolescents who said they had headaches had the characteristics of depression; Of those children who were diagnosed with depression, 42% had a headache.
Children and adolescents who often complain about abdominal pain also have a high risk of depression.
The study found that when children feel abdominal pain every day, their risk of depression is close to 50%.
Compared with healthy children, children with depressive symptoms feel abdominal pain at a significantly higher frequency and intensity. Some researchers even suggested that abdominal pain is one of the most obvious differences between depressed children and healthy children.
In addition, dizziness, insomnia, loss of appetite, always feeling cold, allergies, etc. are all common physical symptoms of depressed children and adolescents.
However, in life, these symptoms are often not regarded as signals of depression, but lead to delayed treatment of depression. Parents spend a lot of energy to take their children for physical examination, but they don’t realize that these discomforts may be caused by psychological factors.
Studies have also shown that physical symptoms can lead people to lose sight of the truth behind depression: patients with physical symptoms usually experience a longer course of disease, receive less correct treatment and have a worse prognosis.

Image source: Station Cool Hailuo
In addition, the variability of children and adolescents’ depressive symptoms also increases their difficulty in identifying depressive symptoms.
The study found that:
When preschool children aged 3 ~ 5 are depressed, they may obviously lose interest in games;
Children aged 6-8 years may show more physical symptoms and complain about their discomfort; Or often shout and cry too much;
Children aged 9-12 are more likely to have low self-confidence, self-blame and run away from home.
Teenagers aged 12-18 will show academic problems or make reckless and reckless behaviors.
Because of such atypical and varied changes, people around you need to pay enough attention and sensitivity if they want to find the symptoms of depression in time.
But unfortunately, this concern and sensitivity may be exactly what children who suffer from depression lack in their lives. Even this lack increases their risk of depression.
Third, the "strict" education model in East Asia,
It is highly correlated with depression of minors.
Many parents feel that their children have nothing to think about, and it is impossible to be depressed without the pressure of food and clothing. All problems are problems of attitude and behavior.
"Look who they are, don’t they …"
"Find the reason from yourself."
Clinically, there is a phenomenon that many children who are considered to be "problematic" are almost cured in the hospital, but relapse soon after returning home. They are cured in the hospital and relapse again after returning home. This puzzled many psychiatrists and psychologists.
After long-term research, people gradually realize that it is never outsiders who have the greatest influence on children’s psychological state, but family members of children-the most common ones are parents.

Image source: Station Cool Hailuo
Many studies have found that the parenting style of parents is related to the possibility of depressive symptoms in children. For example, parents who always make demands on their children, but rarely show warmth and love, are more likely to have depressive symptoms.
Moreover, the research on children in China also found that parents’ physical punishment and psychological control will also increase the possibility of children’s depression-those children who are physically punished by their parents, or who are often humiliated, scolded or treated coldly by their parents are obviously more likely to have depressive symptoms.
When faced with problems or challenges in the future, they will also feel that a good life is not worthy of them, and a bad state is destiny takes a hand, so it is easy to give up their struggle and let themselves sink in negative emotions.
But it is a pity that many children are still very strict with their parents even though they have been diagnosed with depression.
This falls on the awareness, diagnosis and treatment of psychological symptoms, which may bring irreparable consequences.
Psychologists have pointed out that children’s beliefs about themselves and the world are initially established by getting along with their parents.
Children who have been loved and cared for by their parents will feel that they deserve to be loved and that life is at least worth looking forward to. When they are under pressure, they can believe that they won’t always be in the trough and deserve a better life, so they will see more possibilities and resources in the current situation and be more likely to get out of the predicament.
But if a child is often rejected and denied by his parents, especially if he sees that other children can be cared for by their parents, he will feel that he is not cared for because he is not good enough to be loved.
What we hope is that every individual’s psychological state and emotional needs are given due attention, and we hope that every child struggling in depression can be treated with gentleness.
references
[1] Chen Xuefeng, Zhang Kan, Fu Xiaolan, Chen Zhiyan and others (2021). Report on the Development of National Mental Health in China (2019-2020). Beijing: Social Science Literature Publishing House.
[2]American Psychiatric Association, & American Psychiatric Association. (2013). DSM 5. American Psychiatric Association, 70.
[3]Bohman, H., Jonsson, U., Von Knorring, A. L., Von Knorring, L., Päären, A., & Olsson, G. (2010). Somatic symptoms as a marker for severity in adolescent depression. Acta Paediatrica, 99(11), 1724-1730.
[4]Depression Symptoms in Teens: Why Today’s Teens Are More Depressed Than Ever. (n.d.). https://discoverymood.com/blog/todays-teens-depressed-ever/
[5]Forrest, A. J., & Wolkind, S. N. (1974). Masked depression in men with low back pain. Rheumatology, 13(3), 148-153.
[6]Gao, J., Li, Y., Cai, Y., Chen, J., Shen, Y., Ni, S., … & Tao, M. (2012). Perceived parenting and risk for major depression in Chinese women. Psychological medicine, 42(5), 921-930.
[7]Gasquet, I., Chavance, M., Ledoux, S., & Choquet, M. (1997). Psychosocial factors associated with help-seeking behavior among depressive adolescents. European child & adolescent psychiatry, 6(3), 151-159.
[8]Geerlings, S. W., Twisk, J. W., Beekman, A. T., Deeg, D. J., & van Tilburg, W. (2002). Longitudinal relationship between pain and depression in older adults: sex, age and physical disability. Social Psychiatry and Psychiatric Epidemiology, 37(1), 23-30.
[9]Gonzálvez, C., Kearney, C. A., Jiménez-Ayala, C. E., Sanmartín, R., Vicent, M., Inglés, C. J., & García-Fernández, J. M. (2018). Functional profiles of school refusal behavior and their relationship with depression, anxiety, and stress. Psychiatry research, 269, 140-144.
[10]Lewis, D. W., Middlebrook, M. T., Mehallick, L., Rauch, T. M., Deline, C., & Thomas, E. F. (1996). Pediatric headaches: what do the children want? . Headache: The Journal of Head and Face Pain, 36(4), 224-230.
[11]Liu, Y., & Merritt, D. H. (2018) . Examining the association between parenting and childhood depression among Chinese children and adolescents: A systematic literature review. Children and Youth Services Review, 88, 316-332.
[12]Ohayon, M. M., & Schatzberg, A. F. (2003). Using chronic pain to predict depressive morbidity in the general population. Archives of general psychiatry, 60(1), 39-47.
[13]Petito, A., Pop, T. L., Namazova-Baranova, L., Mestrovic, J., Nigri, L., Vural, M., … & Pettoello-Mantovani, M. (2020). The burden of depression in adolescents and the importance of early recognition. The Journal of pediatrics, 218, 265-267.
[14]Rao, W. W., Xu, D. D., Cao, X. L., Wen, S. Y., Che, W. I., Ng, C. H., … & Xiang, Y. T. (2019). Prevalence of depressive symptoms in children and adolescents in China: a meta-analysis of observational studies. Psychiatry Research, 272, 790-796.
[15]Sartorius, N. (2003). Physical symptoms of depression as a public health concern. Journal of Clinical Psychiatry, 64, 3-4.
[16]Stringaris, A., Maughan, B., Copeland, W. S., Costello, E. J., & Angold, A. (2013). Irritable mood as a symptom of depression in youth: prevalence, developmental, and clinical correlates in the Great Smoky Mountains Study. Journal of the American Academy of Child & Adolescent Psychiatry, 52(8), 831-840.
[17]Wallin, D. J. (2007). Attachment in psychotherapy. Guilford press.
[18]Youssef, N. N., Atienza, K., Langseder, A. L., & Strauss, R. S. (2008). Chronic abdominal pain and depressive symptoms: analysis of the national longitudinal study of adolescent health. Clinical Gastroenterology and Hepatology, 6(3), 329-332.
[19]Zou, P., Siu, A., Wang, X., Shao, J., Hallowell, S. G., Yang, L. L., & Zhang, H. (2021, May). Influencing factors of depression among adolescent Asians in North America: a systematic review. In Healthcare (Vol. 9, No. 5, p. 537). Multidisciplinary Digital Publishing Institute.
Plan and make
Co-expert: Pearl Krabs | Planning: Tagai | Producer: Feidi
Cover image Source: Station Cool Hailuo
Read the original text
In the hot summer, the opening speed of new exhibitions in various places has slowed down slightly, but it is also the opportunity to slowly appreciate high-quality exhibitions. After several months’ stay, the Shanghai Museum’s "Spiritual Scenery: Tate British Museum Collection Exhibition" will end next Sunday. Shanghai Minsheng Modern Art Museum’s "Integrated Vision-Asia-Europe Classic Print Exhibition" will not last long. Teenagers and Japanese lovers in the summer vacation are looking forward to the memorial exhibition of Japanese contemporary animation director Makoto Shinkai this week; In Tokyo, 2018 marks the 50th anniversary of foujita’s death. The Tokyo Art Museum and Fujita’s alma mater, Tokyo University of Arts Art Museum, have successively opened exhibitions to review his artistic life.
"The Paper Art Review" specially sorts out the recent exhibitions and lectures worth seeing in various places.
Shanghai
Spiritual Scenery: Tate British Museum Collection Exhibition (1700-1980)
Exhibition period: April 27-August 5, 2018
Venue: Shanghai Museum

This paper selects a group of works of British landscape paintings with great aesthetic value and originality from the great classical painters in the 18th century and romanticism in the 19th century, through pre-Raphael and impressionist painters, and finally to the works of avant-garde modernist artists in the 20th century, with a view to comprehensively tracing the development process of British landscape paintings spanning more than 300 years.
Century Collection: Shanghai Natural History Tracing Exhibition
Exhibition period: July 17-October 21, 2018
Venue: Shanghai Museum of History

The exhibition is jointly organized by Shanghai Science and Technology Museum, Shanghai Museum and Shanghai History Museum. More than 100 natural history, anthropology, archaeology, art collections and related exhibits collected by Shanghai Museum, the former Asian Language Society, are displayed to explore the early development of China Museum and explore the cultural heritage of Shanghai.
Makoto Shinkai Exhibition: From The Voice of the Stars to Your Name. 》
Exhibition period: July 27th-October 7th, 2018.
Venue: Shanghai Museum of Contemporary Art

The 15th anniversary exhibition of Japanese contemporary animation director Makoto Shinkai’s debut, by designing original paintings, images, three-dimensional models, materials and other exhibits, reviews his works from the Voice of the Stars in 2002 to Your Name in 2016. "The development track, showing the animation world of Makoto Shinkai.
Youth Tour-Exhibition of Five Works of the New Generation
Exhibition period: August 4-August 29, 2018
Venue: An Yan Art Space (1st floor, No.4 Lane 90, Tongren Road, Jing ‘an District, Shanghai)
Yang Xinjia, Hou Hongxu, Huang Junwei, Li Shutian and Zong Jiancheng, five "young painters", have a solid specialty and complete technology, and have gradually formed their own language style. They each have a professional college background, and today their paintings are gathered together, each of which is wonderful and sets off each other. An interesting observation is that they all have a strong sense of scene and substitution from the perspective of movies. Yang Xinjia’s watercolor works are just like a kind of freeze-frame, sometimes with close-ups, while Hou Hongxu’s oil paintings are in the middle, which is the scene of telling daily stories. Huang Junwei’s comprehensive material works seem to be depicted in a wide-angle panorama, with traditional elements such as Taihu Stone substituted.
Infrastructure-the Spatial Foundation of Community Discourse
Exhibition period: June 30-September 9, 2018
Venue: OCAT Shanghai Pavilion

With the theme of "Infrastructure, Jiangshan", the exhibition discusses the expression of various forms and behaviors of infrastructure in the whole landscape, and looks forward to the role and position of infrastructure in reconstructing large-scale regional space and meso-micro daily space in the future, and shows the process of infrastructure integration into cultural landscape in various forms such as devices, images, models and images.
Compass /Saudade Fosun Foundation China-Portugal Contemporary Art Exhibition
Exhibition period: July 3-August 26, 2018
Venue: Fosun Art Center

The exhibition brings together nearly 100 works by 12 Chinese and Portuguese contemporary artists, covering paintings, comprehensive material creation, installations, images and other media. It is the first time in China to systematically compare and sort out the development of contemporary art between China and Portugal.
Integrated Vision —— Asia-Europe Classic Print Exhibition
Exhibition period: June 26-August 12, 2018
Venue: Shanghai Minsheng Modern Art Museum

275 classic prints of Asia and Europe from 16th to 21st century were exhibited, including more than 30 folk woodcuts of Ming and Qing Dynasties in China, mainly Fengxiang woodcut New Year pictures and Taohuawu woodcut New Year pictures. More than 140 Japanese ukiyo-e paintings, including the classic original works of the masters of ukiyo-e painting; As well as more than 70 European copperplate and woodcut prints, and selected the authentic prints of Diu Lei, Rembrandt, Goya and other artists.
Charlie Chaplin: Outstanding Vision
Exhibition period: June 8-October 7, 2018
Venue: BudiTek Art Museum

The exhibition explores the reasons that contributed to Chaplin’s success and brought him key opportunities, and studies the important role of photographic images in the process of artists’ legend.
WAVELENGTH: factory setting-immersive art experience exhibition
Exhibition period: July 8-October 8, 2018
Venue: Baolong Art Museum

The exhibition invited 40 global contemporary artists and designers from 17 countries and regions, including Xu Zhen and Anserme Rael, to present more than 100 interdisciplinary works of art, including visual art, fashion, installation and interactive art of new media. Inspired by the scene of factory assembly line, the exhibition showed a deconstructive vision of urban life.
2018 Shanghai Youth Calligraphy and Seal Carving Exhibition
Exhibition period: from July 22nd.
Venue: Shanghai Federation of Literary and Art Circles Exhibition Hall

Since the 1990s, it has been held once a year, which has played a positive role in discovering and cultivating outstanding young calligraphers in Shanghai and boosting the vigorous development of calligraphy in Shanghai. This year, out of more than 3,000 contributions, 49 winning works, 100 exhibiting works and 150 selected works were finally selected. The exhibition shows Shanghai teenagers’ solid calligraphy basic skills and certain copying creative ability.
Nian Ji | wangyi Di Photography Solo Exhibition
Exhibition period: July 28-August 20, 2018
Venue: Dehe Contemporary Art Center (No.93, Moganshan Road, Shanghai)

Wangyi Di now lives in Shanghai, graduated from Shanghai Theatre Academy, majoring in stage art design. She once worked in Shanghai TV Station and now works in Shanghai Film Group Company, engaged in film and television drama production designer, photography and graphic design.
Suzhou
Han Yi Shen Fei: Calligraphy Exhibition of Past Dynasties Collected in Suzhou Museum
Exhibition period: June 15th-September 2nd, 2018.
Venue: Suzhou Museum

The works of more than 30 calligraphers in the Yuan, Ming and Qing Dynasties were exhibited, including Qian Liangyou’s Wu Zhongren’s Wuzhong Chorus, Shen Zhou’s Five Rhythms of Running Calligraphy, Xu Wei’s Seven-line Axis of Cursive Calligraphy, Zheng Zhi’s Official Calligraphy Axis, and Wang Duo’s Kulan Fuhua Scroll.
Ye Shengtao’s Literature Exhibition (Phase I)
Exhibition period: July 14-September 16, 2018
Venue: Suzhou Art Museum

Ye Shengtao’s diary manuscript, four letters from his father and son, 150 old photos and 20 letters with friends such as Bing Xin, Lao She, Guo Shaoyu and Zhu Ziqing were exhibited to outline Ye Shengtao’s life track.
Hangzhou
Cross-border treasure: 100 cultural relics tell the story of Zhejiang
Exhibition period: June 8-October 8, 2018
Venue: Zhejiang West Lake Art Museum

Exhibit 100 pieces/group of treasures from 39 Zhejiang cultural and cultural institutions, telling Zhejiang stories from prehistoric times to Ming and Qing dynasties.
Yun Mengze: Exhibition of Chu Cultural Relics Collected in Jingzhou Museum
Exhibition period: July 17-September 24, 2018
Venue: Southern Song Dynasty Imperial Kiln Museum, Hangzhou

Exhibition of 96 pieces/sets of cultural relics collected by Jingzhou Museum, from the Warring States Period to the Han Dynasty, showing the material culture of Jingchu and the life style of nobles from various aspects such as food, clothing, housing and transportation.
Wuzhen
Transcript of ancient Persian poems
Exhibition period: July 28-November 28, 2018
Venue: Muxin Art Museum

In the past three years, Muxin Art Museum has successively published several manuscripts of European thinkers and writers admired by Muxin. This year, five manuscripts of ancient Persian poems with fine paintings came to Wuzhen. Persian miniatures are displayed in China from the future. Now, in Muxin’s hometown, we can get a glimpse of the precious original appearance of ancient Persian poems and miniatures.
Beijing
Qing Ping Fu Lai —— Qi Baishi’s Art Exhibition
Exhibition period: July 18-October 8, 2018
Venue: Palace Museum

More than 200 paintings, seal cutting and literature works have been selected, which are divided into four sections: "Heaven rewards diligence", "Helping the dream to return to the hometown", "Being strong in old age" and "White Stone seal cutting", showing the diligent and arduous exploration of Qi Baishi, a people’s artist, from all angles, his homesickness for his hometown, his lofty sentiments of being old but not decadent, and the impression of a blade.
Bing Xu: Thought and Method
Exhibition period: July 21-October 18, 2018
Venue: Ullens Center for Contemporary Art

Bing Xu has always been committed to the mutual transformation between eastern and western cultures, transcending cultural boundaries and expressing his thoughts and practical problems with visual language. The exhibition is the artist’s most comprehensive solo exhibition in Beijing in recent years.
Overseas Kizil Grottoes Murals and Cave Restoration Image Exhibition & Monks and Artists
Exhibition period: July 14th-September 2nd, 2018.
Venue: Mumu Art Museum

Both exhibitions focus on Kizil and look around the world, presenting the treasures and legends of human civilization-the unique value and charm of Kizil Grottoes art born on the Silk Road.
Pang Tuan の natural secret language
Exhibition period: August 11th-October 7th, 2018.
Venue: Beijing Times Art Museum

Ton Mak, who graduated from University of London with a master’s degree in anthropology, worked in an advertising company before becoming a full-time artist. Due to the pressure of work, Ton often draws some graffiti to decompress, and creates the image of "Little Fat Bun" on a sunny day. Through this image, he emphasizes the magical power of nature and our application of nature.
Xi’an
Great Grassland Heritage: Treasure Art
Exhibition period: July 12-September 12, 2018
Venue: Shaanxi History Museum

The 370 exhibits, all from the National Museum of Kazakhstan, are cultural relics and replicas unearthed from Esek’s tomb in that country, mainly jewelry works from the early Iron Age to the Middle Ages, showing the unique culture and arts and crafts traditions of nomadic people in the grasslands of Asia and Europe.
Guangzhou
Five-color Xiangyun: A Special Exhibition of Monochrome Glazed Porcelain in Song, Yuan, Ming and Qing Dynasties Collected in Zidetang
Exhibition period: July 28-August 26, 2018
Venue: Guangdong Provincial Museum

Exhibit 68 pieces/sets of monochrome glazed porcelain collected by Zizitang, showing the elegance of monochrome glazed porcelain in Song, Yuan, Ming and Qing Dynasties.
Feng Shang: China export fans from 18th to 20th century.
Exhibition period: August 15-November 19, 2018
Venue: Guangdong Provincial Museum

More than 200 China export fans and European-made Chinese style fans, supplemented by export silk embroidered Chinese clothes, shawls and jewelry, were exhibited in Guangdong Provincial Museum, presenting China export fans and their oriental aesthetic taste, which were popular in European markets.
Splendid Times —— Exhibition of Fine Artists in China in the 20th Century
Exhibition period: July 27-August 18, 2018
Venue: Guangdong Art Museum

The exhibition covers Beijing-Tianjin painting school, Shanghai painting school, Chang ‘an painting school, New Jinling painting school and Lingnan painting school in China in the 20th century, as well as representative artists and works of almost all important schools since the new period. These artists transformed the relationship between personal perspective and living reality into the relationship between artistic theme and the context of the times, showing their unique sensitivity to the times.
Taipei
Where is Penglai: Special Exhibition of Fairy Mountain Map
Exhibition period: July 1-September 25, 2018
Venue: Palace Museum

There are 30 paintings with the theme of fairyland in the exhibition, spanning the Song, Yuan, Ming and Qing Dynasties, which are divided into three units: the ethereal fairyland, the unique cave, the practice of collecting herbs and the spiritual pursuit of the ancients’ desire to emerge from the immortal.
Xinglin Spring Warm: Exhibition of Interesting Painting and Calligraphy for Health Care
Exhibition period: July 1-September 25, 2018
Venue: Palace Museum

With the theme of health preservation, the exhibition is divided into three parts, namely, alchemy, medicine and traditional health preservation, and exhibits paintings and calligraphy related to health care, including Chou Ying-style Painting of Burning Dan in Jade Cave in the Ming Dynasty and Huang Tingjing, which advocates the spirit of nourishing qi.
Tokyo
50th Anniversary of Death | foujita Exhibition
Exhibition period: July 31-October 8, 2018
Venue: Tokyo Art Museum

Foujita, a modern painter who was born in Meiji Japan and spent most of his life in France, became a special figure in the history of Japanese art because of his remarkable artistic achievements and controversial life track. In 2018, the 50th anniversary of his death, Japan held the largest retrospective exhibition so far, presenting his artistic panorama.
Foujita in the 1940s: Greetings.
Exhibition period: July 28-August 15, 2018
Venue: Tokyo University of Arts University Art Museum

Tokyo University of the Arts (then called Tokyo Fine Arts School) adjacent to Tokyo Art Museum is foujita’s alma mater. The exhibition gathered a group of people who were interested in Fujita or had personal connections with Fujita in those days, aiming to hold a "tribute album" and reflect on the 1940s, the most controversial creative period in foujita.
Kyoto
Respond to Bauhaus
Exhibition period: August 4-October 8, 2018
Venue: National Museum of Modern Art, Kyoto

In 1919, Bauhaus School was founded in Weimar, Germany, which was the most advanced comprehensive art school at that time. Bauhaus, the centenary of its founding, has deeply influenced Germany and the world with its educational philosophy and innovative curriculum. This exhibition introduces how the idea of Bauhaus was introduced, accepted and developed in Japan, reviews its process through about 100 related materials, records and student works, and compares it with the situation in India, which is part of a transnational project to rethink the modern significance of Bauhaus.
New York
Collection Sketch and Print Exhibition: Travel
Exhibition period: July 31-October 29, 2018
Venue: Metropolitan Museum of Art

Exhibit European and American sketches, prints, watercolors and book illustrations since the Renaissance. Because this kind of art is sensitive to light, it can’t be exhibited for a long time, so the exhibits will be updated every 13 weeks and exhibited for 4 rounds every year. The theme of the new exhibition is travel, focusing on Europeans’ exploration of the world in the 16th-18th century.
Nudity in Klimt, Schiller and Picasso’s Works
Exhibition period: July 3-October 7, 2018
Venue: Metropolitan Museum of Art

About 50 nude paintings collected by the Metropolitan Museum of Art, including works by Spanish artists Picasso, Austrian artists gustav klimt and Egon Schiele, were exhibited to commemorate the centenary of the death of Klimt and Schiller.
Rebellious women: challenging Victorian fashion
Exhibition period: July 17, 2018-January 6, 2019.
Venue: New York City Museum

Exhibit photographs, costumes, prints, etc. collected by the New York City Museum, and tell the story of new york women’s resistance to Victorian fashion in the 19th century. These independent women have an indelible influence on the social, cultural and economic development of new york in the 20th century.
Washington
Sense of humor: satire exhibition
Exhibition period: July 15, 2018-January 6, 2019.
Venue: National Gallery of Art, Washington

Exhibition of Renaissance caricatures, English satirical works and 20th century caricatures, etc., showing the expression of sense of humor by art..
Space: Collection Exhibition of the National Gallery of Art in Washington (1966-1976)
Extension: August 4, 2018-to be determined
Venue: National Gallery of Art, Washington

Five pieces of minimalist and post-minimalist sculpture installations collected by the National Gallery of Art in Washington are all donated by American collector Virginia Dwan, and each exhibit will be exhibited independently in a single exhibition hall.
London
Magic Realism: Art in Weimar Republic from 1919 to 1933
Exhibition period: July 30, 2018-July 14, 2019
Location: tate modern.

About 70 works are exhibited, presenting the artistic practice of Weimar Republic in Germany from 1919 to 1933, and trying to explore the anxious and chaotic magical realism phenomenon of German art under this special historical background.
Friendship in Portrait Works
Exhibition period: June 30, 2018-May 13, 2019
Venue: British National Portrait Gallery

Show the historical and contemporary works with the theme of "friendship" in the British National Portrait Collection, including photography and painting, and show how portrait works express the feelings of happiness and leisure between friends.
Bacon, Freud and Centennial Painting
Exhibition period: February 28th-August 27th, 2018
Venue: Tate British Museum

This paper reviews a group of artists who were active in London in the middle and late 20th century, focusing on lucian freud and Francis Bacon. Although their painting styles are different, these artists focus on presenting the most authentic people and environment, and the exhibition will show their exploration and innovation in painting techniques through paintings.
Paris
Being in the society: pastel exhibitions in the Louvre in the 17th and 18th centuries.
Exhibition period: June 7-September 10, 2018
Venue: Louvre

The pastel painting exhibition in the Louvre Museum featured about 120 works by European masters selected from the precious pastel paintings in the 17th and 18th centuries.
Zhao Wuji: Silent Space
Exhibition period: June 1, 2018-January 6, 2019.
Venue: Museum of Modern Art, Paris

On display are 40 large-scale oil paintings and ink paintings by Zhao Wuji, a French Chinese painter, from the mid-1950s to the early 21st century. This is the first time that Paris has held a solo exhibition for him since 2003, and some of the exhibits are on public display for the first time.
Berlin
Portrait of Artists: From Picasso to andy warhol
Exhibition period: June 29-October 7, 2018
Venue: Berlin National Museum

160 portraits collected by German photographer Angelika Platen were exhibited, which recorded the images of the most influential artists in the 20th century and explored their personalities, work and life.
现代建筑师的速写本
展期:2018年6月30日—10月7日
地点:建筑绘图博物馆(Museum für Architekturzeichnung)

展出10位现代建筑师的手稿,包括80张素描和140本写生簿,辅以音频和视频访谈、照片、建筑模型等资料,通过手工绘图呈现他们的设计思路与过程。
柏林工艺美术博物馆150周年纪念展
展期:2018年5月19日—9月23日
地点:克佩尼克宫(Schloss K?penick)

为纪念柏林工艺美术博物馆创建150周年,展览展出重要藏品、照片和展板,回顾博物馆150年的发展历程,并追溯柏林市在此期间发生的重要历史事件。
讲座指南
上海博物馆
框架中的景致:从临摹自然到探索心灵的历史脉络
时间:2018年7月29日 周日 09:30-11:30
地点:五里桥社区文化活动中心三层影剧院(龙华东路600号)
主讲人:吴雅凤

英国风景画的传承与创新是泰特美术馆创立的宗旨之一,此次展出于上博的画作,足以呈现出英国风景画从临摹自然到心理剖析的历史大脉络。
Who controls the ups and downs of mining industry?
On the occasion of Li Yizhong’s resignation as director of the State Administration of Work Safety, a corruption case involving the highest level in the safety supervision system in recent years is under intense investigation.
On February 21st, 2008, Li Jiucheng, director of the Henan Provincial Administration of Work Safety, was taken away by CPC Central Commission for Discipline Inspection for investigation. According to the statement from Henan safety supervision system, this is a typical "collusion between government and coal" case suspected of tens of millions.
In recent years, cases of violation of law and discipline in safety supervision system are prone to occur, high-frequency and frequent, especially in handling administrative license for safety production, accident investigation, safety inspection, safety qualification assessment, qualification management of safety training institutions, training assessment, and recommendation of safety equipment and materials.
At present, the profiteering of small coal mine owners has become the biggest obstacle to safety rectification. Corresponding to the high profits of coal mining enterprises, the salaries of people in the safety supervision system are relatively low-the subsidies they can get at most are only 200 yuan.
Is it a system that such a huge gap between the supervision and the supervised has been ignored and ignored for a long time? Is it a policy?
Shanxi, on the other hand, is planning another grand plan: to integrate small coal mines with complete licenses, whether state-owned or private. Clear coal mine property rights, under the regional strategy, have no choice but to carry out according to the time limited by the policy.
In the absence of normal and sound property rights transactions, how to ensure the legitimate and reasonable interests of all parties and prevent the recurrence of the Li Jiucheng case under mandatory resource integration?
For the safety supervision system, the shock caused by Li Jiucheng’s falling horse is no less than a mine disaster.
On April 4, 2008, Zhao Anqing flew to Ningbo, Zhejiang Province in a hurry. Here, the annual meeting of China Work Safety Report is being held here. The meeting has been going on for several days. As the leader of the State Administration of Work Safety, which is directly in charge of China Work Safety News, Zhao Anqing, who has always been present on time, was "late" without any warning, which made the reporters of the always sensitive work safety news feel "ominous".
It’s not that there has been another mine disaster, but the news is no worse than this.
"Li Jiucheng’s case is basically finished". The reporter of Work Safety finally got the only sentence from Zhao Anqing. But the news has been shocking. Zhao Anqing’s other identity in the State Administration of Work Safety is the head of the discipline inspection team of CPC Central Commission for Discipline Inspection in the State Administration of Work Safety.
"This is definitely the first major case since the upgrading of the State Administration of Work Safety. Never before has a director-level official been investigated for problems other than the responsibility for safety accidents. " "Everyone is shocked," commented a person from the Henan safety supervision system who has been in close contact with Li Jiucheng since 2002.
On February 21st, 2008, at the Lantern Festival in Wuzi Year, at about two o’clock in the afternoon, Li Jiucheng, then director of the Henan Provincial Administration of Work Safety, was suddenly taken away by the discipline inspection department for "cooperating with relevant departments to investigate". Things happened quite suddenly. The day before, Li Jiucheng also presided over the annual work conference on production safety in Henan Province and delivered a speech on the stage.
Li Jiucheng’s statement that tens of millions of yuan is involved in economic problems is circulated in Henan safety supervision system. "This matter has not yet been released." So far, the Henan Provincial Commission for Discipline Inspection has not made any formal response to the reporter.
Just a year ago, Li Jiucheng was the "star" of the safety supervision system. On January 25, 2007, the National Conference on Work Safety was held in Henan. After the speech of the officials of the General Administration, Li Jiucheng made a typical speech on behalf of the local bureau.
One month after Li Jiucheng’s incident, in late March, Zhao Anqing, head of the discipline inspection team of CPC Central Commission for Discipline Inspection in the State Administration of Work Safety, personally rushed to Zhengzhou and held a plenary meeting of the coal supervision system and the safety supervision system, demanding that the two systems cooperate in investigating the case and stressing that every cadre must be "honest and self-disciplined".
According to the people in the safety supervision system who were present at that time, Zhao Anqing was anxious and haggard all the time in Henan, and he was worried.
On March 20th, Li Yizhong made his last speech in the safety supervision system before leaving the post of director of the State Administration of Work Safety. In his speech, Li Yizhong also mentioned that some officials had "extremely individual problems" and were "distressing", and asked everyone to "learn a lesson and take a warning". At that time, the Li Jiucheng case was still under intense investigation.
Since then, the anti-corruption voice in the State Administration of Work Safety has been escalating. Wang Jun, the new director of the State Administration of Work Safety, Zhao Anqing, the head of the discipline inspection team, and Zhao Tiechui, the director of the Coal Mine Supervision Bureau, respectively emphasized "honesty and self-discipline" at different levels of meetings and issued "six prohibitions" on safety production supervision.
In the eyes of people in the safety supervision system, the Li Jiucheng case is at the peak of the property right change of small coal mines in China, and the case behind it is intriguing.
There is a case in the case
Two months have passed, and the relevant departments still haven’t officially notified the cause of Li Jiucheng’s murder. But at the same time, a company named Dengcao Group surfaced.
Five months ago, at the beginning of December 2007, Yuan Zhanguo, the chairman of Dengcao Group, was suddenly taken away by the discipline inspection department during a meeting. A week later, the mine owned by Dengcao Group was informed that Yuan was "double-regulated".
It is also surprising that Yuan Zhanguo’s case was handled directly by CPC Central Commission for Discipline Inspection, and the cause of the case has not been announced so far. Li Jiucheng and Yuan Zhanguo have a close personal relationship, which is an open secret in Henan safety supervision system.
A person in the safety supervision system who has a good personal relationship with Yuan Zhanguo revealed that Yuan Zhanguo has always been a typical example established by Li Jiucheng. The former is not only the latter’s political achievements, but also their personal relationship is good. The last public "intersection" between them occurred in July 2007, when Li Yizhong, then director of the State Administration of Work Safety, visited Dengcao Group, which was accompanied by Li Jiucheng.
Starting from Dengfeng city, drive southwest for about 20 kilometers, which is Dajindian Township. Yuan Zhanguo’s Dengcao Group is located here. At the entrance of Dengcao Coal Mine, there is a long and narrow tunnel connecting adjacent Dajindian Township and Baiping Township, and dozens of coal mines, large and small, are strung together. Every 2-3 minutes next to this tunnel, a heavy truck full of coal drives out.
Dengcao Coal Mine has a long history, and it is the first batch of enterprises named as quality standardized mines in China. It was once rated as "five golden flowers" in township coal mines in China. It has jurisdiction over five coal mines and three non-coal enterprises, with an annual output of about 2 million tons of raw coal.
The groove is short for the groove of gold. There is a river in the mountains here, and the river flows down with sand. Most villagers rely on the sand to find gold for their survival. The wooden trough where the gold was found was their simplest sustenance for getting rich, and then they discovered the coal mine and made a living from it.
On April 15th, when the reporter arrived at Dengcao Group, a group photo of Yuan Zhanguo and some visiting leaders was still hanging at its gate. Yuan Zhanguo in the photo is about 50 years old, with a big round face and short stature.
People in the office of Dengfeng Municipal Committee also told reporters that the case was handled directly by CPC Central Commission for Discipline Inspection, and the local government did not know the details, nor did it have any written materials on this issue.
Judging from the expressions of many miners, Yuan Zhanguo is an authoritarian figure in the Quecao Group. In this collectively owned enterprise, the reputation is almost perfect. "Mr. Yuan is not bad for us. In recent years, the development of Quecao depends on him."
Since 1980s, Yuan Zhanguo has won numerous honors. He is the current deputy of Zhengzhou Municipal People’s Congress and the Standing Committee of Dengfeng Municipal People’s Congress, and was awarded the title of "Top 10 Coal Mine Managers in China". In September 2003, it was awarded the title of "Star of Reform in the New Era" by the National Development and Reform Commission and China Academy of Social Sciences.
It is this low-key and unassuming Yuan Zhanguo that has gradually revived the once-bankrupt old coal mine, and the annual output of the mine has increased from 300,000 tons to 600,000 tons.
After Dengcao Coal Mine gradually dried up, Yuan successively purchased the state-owned enterprise Dengfeng Chemical Plant and Sanyuan No.2 Well, and integrated and expanded Jinyang Coal Mine and Jinling Coal Mine. Six enterprises, including Hua Hui Stone Factory, Jinguang Solar Factory, Jinlong Chemical Factory, Jinling Coal Mine and Jinyang Coal Mine, were newly established in six years by means of joint venture, cooperation, merger, purchase and shareholding system, and the pace of expansion was completed.
The argument from the inside of the safety supervision system shows that Yuan Zhanguo’s "accident" is related to the ways and means of competing for resources in resource integration. At the same time that Yuan Zhanguo led Dengcao Group to "attack the city and pull out the village", the contradictions and conflicts of interest arising from resource integration have already buried hidden dangers. "If the company is big, it will definitely offend people." People in the office of Chengcao Group did not deny this statement.
Since July 2004, the government of Henan Province has decided to integrate the coal and bauxite resources in the province in one to two years to ensure the rational and orderly development of mineral resources in the province.
Driven by this decision, seven coal groups and five aluminum companies were identified as the promoters of integration through joint investigation by 12 government departments. Among them, Dengcao Coal Mine improved the resource utilization rate from 50% to 80% by transforming the small coal mine bought out, which became a successful footnote of this policy.
There are also some grassroots people in the industry who are worried about the hidden dangers of excessive administrative discretion in resource integration and failure to compensate the mine owners for their losses. "This idea of administrative rectification of mining rights will not only lead to corruption and conflict of interests, but also seem to be farther and farther away from the original intention of marketization."
There is a local saying from Dengfeng that Yuan Zhanguo is involved in corruption and bribery, and "other leaders" are implicated, and the amount is not cheap. However, the Chengcao Group is unwilling to believe in the possibility of corruption of this authoritarian figure. "He is the major shareholder of the group, so why is he greedy for his own money?"
Up to now, Dengcao Group has not received a briefing about Yuan Zhanguo, and the group has not appointed a new chairman, and several mine managers are responsible for daily work.
According to the statement from the safety supervision system, in addition to Dengcao Group, mine owners in Yuzhou City and xinmi city were summoned by the Commission for Discipline Inspection for the Li Jiucheng case. However, this statement has not been confirmed by relevant departments.
A "star" official from a trained background
Li Jiucheng has always been regarded as a "star" figure in Henan safety supervision system.
Li Jiucheng graduated from the Department of Coal Mining, Jiaozuo Mining Institute, majoring in underground coal mining. He was born in a regular class. After graduating from college, he was assigned to work in the Coal Mine Hall of Henan Province, and then he went to Peigou Coal Mine, which belongs to Zhengmei Group, for temporary training. Since then, he has successively held leadership positions in the Coal Department and the Safety Supervision Bureau of the Coal Industry Administration. At the age of 39, Li Jiucheng became a CPC cadre and became one of the striking young officials in Henan Province.
In 2000, safety supervision was placed in a prominent and important position. It was separated from the Safety Supervision Bureau originally belonging to Henan Coal Department, and the Coal Mine Safety Supervision Bureau was established, with Li Jiucheng as the director. In 2002, Henan Provincial Safety Supervision Bureau was established, and Li Jiucheng was appointed as the director, becoming the dual director of safety supervision in Henan, a major mineral province.
Since then, Li Jiucheng has been the "star" of the local safety supervision system. In terms of the system innovation of safety supervision, Henan Safety Supervision Bureau has always been an example among the local bureaus of the safety supervision system, which is highly valued by the State Administration of Work Safety. "Before every national meeting, after the leaders of the General Administration made a speech, Chengdu, Li Jiu was the first to speak." A senior reporter from a local coal line in Henan said.
During the first half of 2002, before the State Administration of Work Safety was upgraded to a ministerial-level unit, the relevant departments visited Li Jiucheng and planned to transfer him as the deputy director of the State Administration of Work Safety, but it did not take place for various reasons. A person from the Henan safety supervision system said this.
"Li Jiucheng is the kind of pioneering official who dares to think and do things, but his work style is somewhat simple and rude, which is not conducive to uniting other cadres." On reflection, a person from Henan safety supervision system who is close to Li Jiucheng made the following comments.
Li’s appointment has experienced many mine disasters, such as Daping mine disaster, Xin ‘an mine disaster and "July 29" in Shaanxi County. A safety supervisor who has experienced the mine accident command site described that "Li Jiucheng’s personality is quite suitable for disaster rescue." At the scene of the whole disaster, Li was informal, strict and resolute, which reduced the delay of rescue time because of hesitation.
Due to proper rescue, all the trapped miners in the "July 29" mine disaster in Shaanxi County were rescued. With the cooperation of a local media reporter and a local safety supervision system official, a book tentatively named For the Lives of 69 Miners has entered the final publishing stage of the publishing house. This book spent three months of research time by two authors, and restored the whole rescue process of the "July 29th" mine disaster in detail.
One of the authors admitted that the book was published to introduce the experience of successfully rescuing miners, and Li Jiucheng, as one of the main commanders of the rescue, also occupied an important part of the book.
Under the leadership of Li Jiucheng, Henan Safety Supervision Bureau has been responsible for the innovative exploration within the safety supervision system. The safety supervision and coal management departments of Henan Province took the lead in promoting the "three-appointment" system, that is, the local government directly appointed safety mine managers, technical mine managers and safety commissioners to small coal mines. On this basis, the "safe wage" system is popularized, and production safety is linked with wage income, forming a "4-3-3" wage distribution system, that is, safe wage accounts for 40%, benefit wage accounts for 30% and basic wage accounts for 30%.
In addition, the Henan Provincial Administration of Work Safety also takes the data such as the death rate of 100 million yuan GDP, the death rate of 10,000 people, and the death rate of one million tons of coal as important assessment indicators and promotes them throughout the country. And in the provinces, cities, counties, townships, villages, enterprises to form a six-level security network management, leading the country.
According to various statements from the safety supervision system, the falling cost in Li Jiu is related to the interest transfer between some coal mines. It has always held a high position in the supervision system, and attached great importance to the so-called "loyalty". Some styles of cliques and careless personality inevitably led to the loss of supervision and checks and balances of power.
"I also thought that he might have an accident before, and his style of doing things was too sloppy, regardless of the consequences." A person in the safety supervision system described that Li Jiucheng once struck a table at a deputy director in front of many media reporters at a public meeting, and the scene was very embarrassing.
After the accident, Li Jiucheng’s resume was quickly removed from the official website of Henan Safety Supervision Bureau. In March, 2008, Zhang Guohui, former executive deputy director of Henan Coal Industry Administration Bureau, was appointed as the new director of safety supervision, taking a low-key position.
system
Li Jiucheng case is not an isolated case.
In March 2007, Hu Jianchang, former deputy director of Guangdong Provincial Administration of Work Safety, was sentenced to three years’ imprisonment. Hu Ceng illegally issued coal safety production licenses and accepted bribes of 100,000 yuan from coal mine owners.
"(Hu Jianchang) clearly knows that there are tens of millions of tons of water on the underground working face. The safety assessment did not mention it at all and must be punished by law." In February 2006, Li Yizhong, then director of the State Administration of Work Safety, commented in his speech.
An earlier case occurred in April 2006, in which Diao Min, director of the Technical Equipment Division of Shanxi Coal Safety Supervision Bureau, four directors of safety supervision bureaus in subordinate districts and counties of Taiyuan City, and the president of Taiyuan Mine Design and Research Institute were successively dismissed. The reason is still that during the integration of coal resources in Shanxi, a major coal mine province, several officials "abused power for personal gain" during the new round of safety license renewal.
Take coal mine as an example, its legal operation must be "complete with six certificates". Six certificates, including coal mining license, coal safety production license, mine manager qualification certificate, business license of enterprise legal person, etc., are issued by the Coal Industry Administration Bureau, the Coal Supervision Bureau, the Department of Land and Resources and the industrial and commercial departments respectively. Among them, the power to issue coal mine safety production licenses lies with the provincial coal supervision bureaus, while non-coal mines are issued by the safety supervision bureau.
Under the current safety supervision system, the State Administration of Work Safety and the Coal Supervision Bureau are co-located at the national bureau level, and the director of the Coal Supervision Bureau is also a member of the party group of the State Administration of Work Safety. In some places, these two departments are often "one team with two brands", and it is more common for one person to concurrently serve as the dual director.
"As far as the coal-mining provinces such as Henan and Shanxi are concerned, it must be that the director of the Coal Supervision Bureau has more real power, and the relative responsibility and anti-corruption are more difficult." A person from Henan Safety Supervision System said. Li Jiucheng, who has fallen this time, is also a dual director.
In 2005, the State Administration of Work Safety was upgraded to "General Administration" and changed from a vice-ministerial unit to a ministerial level. The power of the upgraded safety supervision system has also increased.
Since the second half of 2004, "Measures for the Implementation of Safety Production License for Coal Mine Enterprises" has been promulgated and implemented, and the responsibility of issuing safety production licenses for coal mines belongs to the safety supervision system, which is intended to make safety production dominate the "life and death power" of coal mine development.
But the increase of power is often accompanied by the increase of rent-seeking space. On the premise that the visible hand still controls scarce resources, the price of mineral resources cannot be marketized, and state-owned coal mines can naturally obtain more mineral resources from the government in the form of "resource integration", while private capital is more inclined to obtain and maintain mining rights from those in power in the form of rent-seeking.
"Now the power of safety supervision is too great. Without the certificate issued by them, it is impossible to mine, which is equivalent to mastering the power of life and death. Such power can easily breed corruption. " Li Chaolin, an expert from China Coal Transportation and Marketing Association, commented to reporters on April 14th.
From 2005 to September 2007, the procuratorial organs of Zhejiang Province put on record 27 cases involving 27 people in the work safety system of Zhejiang Province. In the first issue of 2008, a publication of safety supervision system in Zhejiang Province, Safety Production Guide, described the safety supervision system as "high-risk group", saying that it was "at the cusp of competing interests and various contradictions", and it was possible to "stumble" with a little carelessness.
"In recent years, the safety supervision system is prone to frequent violations of laws and regulations, especially in handling administrative licenses for safety production, accident investigation, safety inspection, safety qualification assessment, qualification management of safety training institutions, training assessment, and recommendation of safety equipment and materials." Every possible link of rent-seeking is listed in the publication.
These rent-seeking links encounter huge interest temptations and are easy to spark. In recent years, the domestic raw coal price has advanced by leaps and bounds, reaching a high level of 300 yuan/ton. The cost of some small coal mines is relatively low, and the cost per ton is estimated to be around 100 yuan. According to the annual output of 200,000 tons, the annual profit of a small coal mine is 40 million yuan.
Among them, the loss of safety rectification is the biggest, and it may cost millions if it stops for a few days. "We (coal bosses) also tend to take out some small money to’ get it done’."
The realistic situation of safety supervision income
After Li Jiucheng’s murder, our reporter was surprised to learn from the investigation in Henan and Shanxi that the income of the personnel in the safety supervision system was also heavily mentioned.
In addition to the running-in of the new system of safe production, the hidden danger of corruption lies in the fact that the front-line employees of the safety supervision department have high labor intensity but generally low salary, and they are faced with the lucrative coal mining industry, which is easy to breed corruption.
"No rest during the day, no rest at night" has become the normal work of the staff in the safety supervision system, "but our income has not improved, let alone overtime allowance." A person in the safety supervision system complained like this.
Safety supervision often goes down to the mine, and emergencies happen from time to time. The labor intensity of front-line safety supervisors is often greater than that of ordinary civil servants, and they dare not turn off their mobile phones after work.
According to the relevant national documents, discipline inspection, politics and law, public security, family planning, letters and visits and other departments all enjoy post allowances, but the safety supervision system has been delayed because there is no policy basis, which leads to the failure to issue post allowances.
In the current salary system, the employees’ income of the coal supervision department is paid directly by the central government, while the financial power of the safety supervision department is at the local level. Comparatively speaking, the income of front-line employees in the safety supervision system is even lower, and the total annual income of safety supervisors in some remote areas is less than 30,000-40,000 yuan.
On the contrary, the coal mining enterprises supervised by the safety supervisors are profitable, which is in sharp contrast.
"If you quit to work as a manager in a state-owned coal mine, you will earn more than 100,000 yuan a year, and there will be hundreds of thousands when you are a deputy mine manager. It is definitely much higher than the income in the safety supervision department. " A person from the Henan safety supervision system said.
The situation of staff turnover has gradually emerged. Since 2005, the staff of a branch under the Henan Provincial Administration of Work Safety has been moving rapidly. Many college students who have just graduated have quit their jobs and gone to various coal mines in less than a year. Even a leader of Zhengzhou Coal Supervision Bureau resigned from the sea after the Daping mine disaster.
"Under the price of coal one day, the status of the Safety Supervision Bureau of the Coal Bureau is embarrassing, and there is no way to avoid the income problem." A senior local coal reporter in Henan said. Under unavoidable circumstances, the hidden danger of "derailment" of front-line safety supervisors who check the safety production conditions, safety of equipment and facilities, use of labor protection articles and personnel safety qualifications in related industries may even seek benefits in the design review and completion acceptance of safety facilities in large-scale construction projects.
Solving the subsidy problem by local governments will not only cause regional differences, but also have policy obstacles. In 2005, six ministries and commissions, including CPC Central Commission for Discipline Inspection, jointly issued a document on regulating subsidies for Tianjin, requiring all localities to regulate the salary subsidies for civil servants. This year, Zhejiang Province held a special meeting on the distribution of post allowances, and finally decided that all the post allowances formulated by provincial, city and county governments would be cancelled, and only the national policy post allowance would be retained.
Higher-level solutions are already in the pipeline. In 2007, the Ministry of Personnel and the Safety Supervision Bureau jointly investigated the income of the safety supervision system. According to the internal statement of the safety supervision system, the corresponding subsidies will be issued soon.
"It is not enough to rely solely on professional ethics, but it is still necessary to appropriately raise the salary and maintain the income of front-line safety supervisors at a reasonable and dignified level." A person who has worked in the safety supervision system for a long time called for it. (Source: 21st century business herald reporter Chen Xiaoying, Henan Zhengzhou, Dengfeng report)
Editor: Zhang Toya

BEIJING, Songyuan, May 28 (Reporter Cui Yanfeng) At 01: 50: 52 on May 28, 2018, an earthquake of magnitude 5.7 occurred near Maoduzhan Town, ningjiang district, Songyuan City, Jilin Province. The epicenter was located at 124.71 east longitude and 45.27 north latitude, with a focal depth of 13 kilometers.

Songyuan officially informed that according to preliminary statistics, as of 6 am on May 28, there were no casualties in the epicenter and surrounding villages. There are 238 severely damaged houses and 1309 generally damaged houses in ningjiang district; There are 11 severely damaged houses and 56 generally damaged houses in Qianguo County. Some villages have houses cracked, walls peeled off, chimneys broken and courtyard walls collapsed. People in dangerous houses have been transferred in time, and the specific disaster situation is still under further investigation.

After the earthquake, Songyuan immediately launched a level 3 emergency response, and carried out all-round investigation on key parts and facilities such as oil and gas pipelines, oil and gas depots, reservoirs, river dams, key hazardous enterprises, water supply, gas supply, heat supply and communication. Cadres at all levels in ningjiang district and Qianguo County went deep into the earthquake site and organized personnel evacuation, disaster relief, hidden dangers elimination and stability maintenance.


As of 7: 00 am on the 28th, there were 141 aftershocks of magnitude below 2.0, with a maximum magnitude of 1.9. At present, the State Seismological Bureau and the Seismological Bureau of Jilin Province have discussed and judged the earthquake situation in Songyuan, and believe that there will be no more destructive earthquake in the near future. (End)